For those who are starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes however, the process of obtaining an official business credit card can be daunting and confusing. Here are a few points you should be aware of about the process of getting credit card.
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Brex 30
Brex offers a variety of financial services like corporate credit cards, spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is an account that helps startups establish credit histories. The applicants don’t have to pay interest or have to provide an individual guarantee. Instead, applicants are rated on the basis of their business model and spending patterns.
Customers can get up to 100 percent credit. The limit is determined by the amount of money customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For example, you can earn four points on travel booked through Brex Travel. You can also receive three points on dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management tool. It comes with a myriad of benefits including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t have other requirements, aside from having a credit score of at least.
A low-interest business credit card is a great choice for those who are just starting out. You may also look into a credit card for business that offers additional protection.
A business credit card with a low-interest rate are very convenient because you don’t have the worry of managing multiple credit cards or worrying about the amount of you can manage each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It has many benefits, including a high sign-up bonus, purchase protection, as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be perfect. There aren’t any initial APR promos and the spending limit may not be appropriate for your business. It’s also not the most generous points-earning program.
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On the other side it is worth noting that the Ink Business Preferred Card offers numerous other useful features, such as liability insurance and primary car rental coverage, and a shopping protection. These perks are great for small business owners.
Additionally that, the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in certain categories , and you’ll earn three points per dollar. For instance, if make a purchase of $500 to your card during the first three months, you’ll be eligible for an offer of 100,000 points.
Divide
If you’re a start-up business owner in search of a credit card for business you might want to consider Divvy. This card has a variety of benefits and features. It also allows you to track your business expenses.
Divvy can be used with any external accounting software to allow users to view their financial expenses. The program lets you set a budget, limit spending and even request money. You can also set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business financial situation and help you decide how much money you can spend each month. Contrary to traditional business credit cards, Divvy is not a requirement for an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to learn about the rates offered by the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards offer the chance to secure highest interest rates for business loans, and they can also offer useful rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash back. Certain cards provide rewards for shopping and travel, and others can be used to help increase your business’s credit.
Apart from the top business credit cards offered by Chase but there are many other credit card issuers are available to. You should also think about what you intend to do with the credit card. It is crucial to locate the best business credit card that meets your needs.
Small-scale business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. The card provides solid rewards for various purchase categories and even covers employees’ mobile phone bills.