For those that are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer, it can be difficult and confusing to apply for an enterprise credit card. Here are some things you should know about the process of applying for an credit card.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards as well as spend management and expense management software. It offers a complete financial solution to startups.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups establish their credit histories. Applicants don’t pay interest or provide a personal guarantee. Instead, applicants are evaluated on their company’s financial model and spending habits.
Credit limits of up 100 percent are permitted for applicants. The limit is determined by the amount the customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
You can earn valuable rewards when you use a Brex Corporate credit card. For example, you can earn four points when you travel booked through Brex Travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card as well as a spending management tool. It offers a wide range of benefits, including a flat 1.5 percent cashback rate on all purchases. The card doesn’t have annual charges and doesn’t need any other requirements than an excellent credit score.
If you are a new business it is possible to reap the benefits of the low-interest business credit cards can be extremely appealing. You may also look into a credit card for business which offers additional security.
A low-interest business credit card are very convenient because you don’t have to worry of managing multiple credit cards or worrying about the amount of money you can afford each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards for startups. It provides many advantages, including a large reward for signing up along with purchase protection, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any APR introductory promotions available, and the spending cap may be too low for your company. Furthermore, it’s not the most generous points-earning option.
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On the other hand the Ink Business Preferred Card offers several other valuable features, including liability coverage in addition to primary car rental insurance and a shopping insurance. If you’re a small-sized business owner, you’ll definitely benefit from these perks.
Furthermore it is worth noting that the Ink Business Preferred Card is an excellent method to earn points. When you spend money in certain categories, you can earn 3 points for every dollar you spend. For instance, if you make a purchase of $500 to your credit card during the first three months, then you’ll be rewarded with an offer of 100,000 points.
Divvy
Divvy is a good option for business owners who are just starting out seeking an business card. This type of card offers many advantages and features. It also lets you track your business expenses.
The Divvy app can be used with any accounting software to allow users to see their financial expenses. The software lets you make a budget, limit spending and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. The cards analyze your company’s finances and decide how much you’ll have to spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive rates of interest on business loans, and also provide valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash or cash back. Certain cards provide rewards for shopping and traveling and others can be used to improve your credit score.
Apart from the top business credit cards offered by Chase There are other credit card issuers are available to. However, you should consider the ways you will use a particular credit card. It is important to find an enterprise credit card that suits your particular needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. This card provides solid rewards for various categories of purchases, and it even covers cell phone bills.