For those who are starting an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer it can be difficult and confusing to apply for a business credit card. Here are a few things to learn about getting the credit card you need.
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Brex offers a wide range of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution to startups.
The Brex Card, or Brex for Startups, is an account that helps entrepreneurs build credit histories. Applicants don’t pay interest and don’t need to provide an individual guarantee. Instead, applicants are evaluated based on their company’s financial model and spending habits.
Users can get a 100 percent credit limit. The limit is determined by the amount that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. Brex Travel offers four points to book travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spend management tool. The card offers a variety of benefits, including a standard 1.5 percent cashback rate on all purchases. There are no annual fees, and the card does not have other requirements other than an excellent credit score.
For businesses that are just starting out benefiting from a low-interest business credit card could be very appealing. A business credit card with additional security could be an option.
A business credit card with a low-interest rate are extremely convenient since you’re not burdened with the stress of managing multiple cards or worrying about how much you can manage each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for new companies. It offers a range of benefits, like an impressive sign-up bonus, purchase protection, and travel benefits. However, it does have some drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any introductory APR promotions available, and the spending cap could be too low for your business. Moreover, it’s not the most generous points-earning program.
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On the other side the Ink Business Preferred Card offers several other valuable features, such as liability insurance, primary car rental coverage, and a shopping protection. These perks are perfect for small business owners.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. In this case when you spend $500 on purchases to your card within the first three months, you’ll get a 100,000 point welcome bonus.
If you’re a business owner looking for an enterprise credit card, you may want to consider Divvy. This card has a variety of benefits and features. It also allows you to monitor your business expenses.
Divvy is compatible with external accounting software, and allows users to easily view financial expenses. The software allows you to create a budget, restrict spending, and request funds. You can also set an expense limit for your employees.
Divvy also offers a corporate credit card. These cards assess your company’s financial situation and decide on how much you should spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash or cash back. Some cards offer rewards for shopping and traveling and others can be used to boost your credit score.
There are a myriad of credit card issuers you could pick from, including Chase. However, you must think about how you will utilize a specific credit card. It is essential to locate the right business credit card that is suitable for your particular needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent option. This card is a great way to earn rewards on different categories of purchases and also covers employees’ cell phone bills.