If you are thinking of starting your own business, the most important question is “Can I get my business credit card?” The answer is a resounding yes, but the process of applying for the business credit card could be overwhelming and confusing. Here are some things you need to learn about getting credit card.
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Brex 30
Brex offers a wide range of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build credit histories. Applicants don’t pay interest and don’t have to offer an individual guarantee. Instead the applicants are evaluated on their company’s budget and business model.
Credit limits up to 100 percent are available to applicants. The limit is determined by the amount a customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you can earn four points when you travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and spend management solution. The card comes with a host of benefits, including a flat 1.5 percent cash-back rate on all purchases. The card has no annual fees and does not have any other requirements than an excellent credit score.
For a business that is just beginning benefiting from the low-interest business credit cards can be extremely appealing. You might also look into a business credit card with additional protection.
One of the primary advantages of a low interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll have to pay off every month. This is especially applicable if you’re planning to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for startups. It comes with a variety of benefits, including a high sign-up bonus as well as purchase protection as well as travel benefits. However, it has some drawbacks.
The Ink Business Preferred Card may not be ideal. There aren’t any APR introductory promotions to be found, and the spending limit could be too low for your company. This isn’t the most efficient points-earning program.
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On the other hand, the Ink Business Preferred Card offers a lot of other useful features, including liability coverage in addition to primary car rental insurance and a shopping protection. These perks are great for small business owners.
Additionally that, the Ink Business Preferred Card is an excellent way to earn points. When you spend money in certain categories, you can earn 3 points per dollar you spend. In this example when you spend $500 on purchases made with your card in the first three months, you will get a 100,000 point welcome bonus.
Divide
If you’re a startup business owner in search of an enterprise credit card you might want to think about Divvy. This type of card offers various benefits and features. You can also keep track of your business expenses using this card.
Divvy can be used with accounting software and enables users to view their the financial expenses. The software lets you set a budget, limit spending and even request money. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also has a corporate card. These cards review your company’ finances and help you decide how much money you’ll need to spend each month. Unlike traditional business credit cards, Divvy does not require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards provide the opportunity to get the best interest rates on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash or cash back. Certain cards provide rewards for shopping and traveling while others can be used to improve your credit score.
In addition to the top business credit cards from Chase There are other credit card issuers that you can use. It is important to consider the method of use for the credit card. It is vital to locate the best business credit card for your requirements.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent option. This card provides solid rewards on a variety of purchase categories and also will pay for employees’ cell phone bills.