For those who are just beginning a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer but it can be difficult and confusing to apply for a business credit card. Here are a few things you need to know about the process of applying for the credit card.
Chase Business Vehicle Loan – Kings County, NY
Brex 30
Brex offers a variety of financial services like corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an credit card that assists startups establish credit histories. The applicants don’t pay interest or have to provide personal guarantees. Instead, applicants are evaluated on their business model and their spending habits.
Applicants can have up to 100 percent credit. This limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards using a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also earn three points for dining out.
Personal Protective Equipment Loan – Brooklyn, New York City
Capital on Tap
Capital on Tap is a one-stop small business credit card and spend management system. The card offers a slew of benefits, including a fixed 1.5 percent cash back rate on all purchases. The card has no annual fees and doesn’t have any other requirements other than an excellent credit score.
If you are a new business, the benefits of using the low-interest business credit cards can be extremely appealing. You may also consider a business credit card that offers additional protection.
One of the most important features of a low-interest business credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll be able to pay off every month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up companies. It offers a variety of advantages, including the highest sign-up bonus, purchase protection, as well as travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR promotions available, and the spending limit may be too low for your business. It’s also not the most effective points-earning feature.
Hard Money Lender’ – Brooklyn, NYC
On the other side however, the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance as well as primary coverage for car rental and a shopping protection. If you’re a small business owner, you’ll surely get these benefits.
The Ink Business Preferred Card is another excellent way to earn points. Spend in certain categories and earn 3 points for every dollar. For instance, if add $500 worth of purchases to your card during the first three months, you’ll be eligible for the welcome bonus of 100,000 points.
Divide
If you’re a start-up business owner in search of a credit card for business you might want to think about Divvy. This type of card offers a range of advantages and features. It also allows you to track your business expenses.
Divvy works with external accounting software, allowing users to quickly view the financial expenses. You can create budget, set limits on spending and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate card. These cards evaluate your business finances and allow you to decide how much money you’ll need to spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to be aware of the company’s rates before submitting an application.
Landterra Hard Money Lender – Brooklyn, New York
Chase Ultimate Rewards
Business credit cards provide the opportunity to get the best interest rates on business loans, and can also provide valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash or cash back. Certain cards provide rewards for purchases and travel and others can be used to improve your credit score.
In addition to the top business credit cards from Chase but there are many other credit card issuers that you can turn to. However, you must think about the manner in which you make use of a particular credit card. It is vital to choose the appropriate business credit card for your needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card a great option. This card provides solid rewards for various categories of purchases and also will pay for employees’ cell phone bills.