If you’re thinking about starting your own business, the most important question is “Can I get my business credit card?” The answer is a resounding yes however the process of applying for a business credit card can be confusing and overwhelming. Here are some things you need to be aware of before obtaining an credit card.
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Brex provides a variety of financial services, such as corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution to startups.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them build their credit history. The applicants don’t pay interest or require an individual guarantee. Instead the applicants are evaluated based on their financial model and spending habits.
Customers can get up to 100 percent credit. This limit is determined by the amount of money customers have in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
You can earn significant rewards using a Brex Corporate credit card. For example, you can get four points on travel booked through Brex Travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a budget management tool. The card comes with a variety of benefits including a standard 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements aside from having a high credit score.
For a business that is just beginning it is possible to reap the benefits of a business credit card that is low-interest are a great deal. A business credit card that offers additional security might be a possibility.
A low-interest business credit card are very convenient because you’re not juggling the hassle of managing multiple cards or worrying about the amount of you can manage each month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for new companies. It offers many advantages, such as a huge initial bonus and purchase protection along with travel perks. However, it also has some drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any introductory APR promotions to be found, and the spending limit may be too low for your company. In addition, it’s not exactly the most generous points-earning option.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features like liability insurance primary coverage for car rentals shopping protection, as well as primary coverage for car rental. If you’re a small-sized business owner, you’ll surely benefit from these perks.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For instance, if you make a purchase of $500 to your credit card within the first three months, you’ll get an offer of 100,000 points.
The Divvy card is a great choice for business owners who are just starting out seeking an business card. The card comes with a range of advantages and features. You can also monitor your business expenses with this card.
Divvy can be used with accounting software, and allows users to quickly view the financial expenses. The program lets you create a budget, restrict spending and even request money. You can also set an amount of money you can spend for your employees.
Divvy also has a corporate card. The cards analyze your company’s finances and determine how much you should spend each month. As opposed to traditional business credit card, Divvy is not a requirement for an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the interest rate of the company before you make an application.
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Chase Ultimate Rewards
Business credit cards are the opportunity to get the best rates of interest on business loans. They can also offer useful rewards. For example one card, the Chase Ultimate Rewards business credit card can earn bonus points that can translate to cash back. Some cards offer rewards for travel and shopping, and others can be used to increase your business’s credit.
There are many credit card issuers you could choose from, such as Chase. However, you should consider the ways you will use a particular credit card. It is important that you find the right business credit card to meet your requirements.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card an excellent choice. The card provides solid rewards for various purchase categories and even will pay for employees’ mobile phone bills.