If you’re thinking about creating a business, the most important question to ask is “Can I get my business credit card?” The answer is a resounding yes however, the process of obtaining an official business credit card can be overwhelming and confusing. Here are a few things you should know about the process of getting an credit card.
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Brex 30
Brex offers a wide range of financial services, such as corporate credit cards as well as spend management and expense management software. Brex is a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card that helps start-ups establish their credit histories. It doesn’t charge interest or have to provide a personal guarantee. Rather, applicants are evaluated by the company’s business model and spending habits.
Credit limits of up to 100 percent are permissible for applicants. This limit is determined by the amount the customer has in their Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points to book travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management solution. The card offers a slew of benefits, including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card doesn’t have any other requirements, aside from having a high credit score.
If you are a new business it is possible to reap the benefits of a business credit card that is low-interest could be very appealing. A business credit card that offers added security may be a good option.
Business credit cards with low interest are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards designed for start-up companies. It offers a range of benefits, like a high sign-up bonus, purchase protection, and travel benefits. It has some downsides.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any promotional APR promotions available, and the spending cap may be too low for your company. It’s not the most efficient points-earning feature.
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On the other side the Ink Business Preferred Card offers numerous other useful features, such as liability insurance as well as primary coverage for car rental and a shopping protection. If you’re a small-sized business owner, you’ll definitely benefit from these benefits.
Furthermore, the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend money in certain categories, you’ll earn three points for every dollar you spend. For example, if you charge $500 on purchases to your credit card within the first three months, then you’ll be rewarded with an initial bonus of 100,000 points.
Divide
The Divvy is a great option for business owners in the beginning looking for business cards. This type of credit card provides a range of advantages and features. You can also keep track of your business expenses by using this card.
Divvy is compatible with external accounting software that allows users to easily view the financial expenses. You can create budget, set limits, and request funds. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards assess your business finances and assist you to decide what amount of money you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive rates of interest for business loans. They also offer rewards. For instance the Chase Ultimate Rewards business credit card gives you bonus points that can be converted into cash back. Certain cards provide rewards for travel and shopping while others can be used to build your credit score.
Apart from the top business credit cards from Chase and other credit card issuers you can use. However, you should think about the manner in which you make use of a particular credit card. It is essential to locate a business credit card that meets your needs.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. The card gives you solid rewards on a variety of purchase categories as well as protects employees’ mobile phone bills.