If you’re starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes but the process of obtaining an official business credit card can be a bit overwhelming and confusing. Here are a few things you need to know about the process of applying for an credit card.
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Brex provides a broad range of financial services, including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution to startups.
The Brex Card, or Brex for Startups, is a credit card that helps startups build their credit history. The applicants don’t pay interest or require an individual guarantee. Instead applicants are evaluated on their business model and spending habits.
Users can get 100 percent credit. The limit is by the amount of cash in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management tool. The card comes with a variety of benefits including a standard 1.5% cash back rate on all purchases. The card doesn’t have annual fees and doesn’t have any other qualifications other than having a credit score of at least.
A low-interest business credit line is a great choice for new businesses. A business credit card that offers additional protection may be an option.
A business credit card with a low-interest rate are very convenient because you don’t have to worry of managing multiple credit cards or worrying about the amount of money you’ll have to pay each month. This is particularly true if you’re looking to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It provides many benefits, including a high initial bonus and purchase protection and travel perks. However, it also has a few drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any APR introductory promotions to be found, and the spending limit may be too low for your business. Moreover, it’s not the most generous points-earning feature.
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On the other side, the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance, primary car rental coverage and a shopping insurance. As a small business owner, you’ll surely get these benefits.
Additionally it is worth noting that the Ink Business Preferred Card is a great opportunity to earn points. Spend in certain categories and earn 3 points for every dollar. For example, if you make a purchase of $500 to your card during the first three months, then you’ll be rewarded with an initial bonus of 100,000 points.
If you’re a business owner looking for a credit card for business, you may want to consider Divvy. This card offers a variety of benefits and features. It also lets you track your business expenses.
Divvy works with external accounting software and enables users to easily view financial expenses. The program lets you set a budget, limit spending, and request funds. It also lets you set the spending limit for your employees.
Divvy also offers a corporate credit card. These cards assess your business finances and allow you to decide what amount of money you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure the best rates of interest on business loans and provide valuable rewards. For instance, a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash back. Some cards offer rewards for shopping and travelling while others can be used to to build credit for your business.
Aside from the best business credit cards offered by Chase and other credit card issuers you can use. However, you should think about the ways you will use a particular credit card. It is important that you find the right business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. The card is a good option for earning rewards for various categories of purchases and even covers employees’ mobile phone costs.