If you’re thinking of starting a business, the most important thing to consider is “Can I get my business credit card?” Although there is a yes answer but it can be confusing and overwhelming to apply for a business credit card. Here are a few tips to be aware of the process of applying for an credit card.
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Brex offers a variety of financial services like corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build their credit history. The applicants don’t pay interest or require personal guarantees. Instead, applicants are evaluated based on their company’s business model and their spending habits.
Users can get 100 percent credit. This limit is determined by the amount customers have in their Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you can earn four points on trips booked through Brex Travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a budget management tool. The card offers a variety of benefits, including a standard 1.5% cashback rate on all purchases. There are no annual fees, and the card doesn’t require other requirements aside from having a high credit score.
A low-interest business credit card is a great choice for businesses that are just starting out. A business credit card that offers additional protection may be a viable option.
Business credit cards with low interest are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you’ll be able to afford each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It provides many benefits, including a high reward for signing up and purchase protection as well as travel perks. It does have some drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any APR introductory promotions to be found and the spending cap could be too low for your company. Moreover, it’s not the most generous points-earning program.
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On the other hand it is worth noting that the Ink Business Preferred Card offers a lot of other useful features, including liability coverage, primary car rental coverage, and a shopping protection. These perks are perfect for small-scale business owners.
Additionally to that, the Ink Business Preferred Card is a great method to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. In this instance the case of spending $500 on purchases with your card in the first three months, you’ll receive a 100,000 point welcome bonus.
The Divvy card is a great choice for entrepreneurs who are starting their business and seeking business cards. This card offers a variety of advantages and features. You can also keep track of your business expenses by using this card.
Divvy is compatible with any accounting software to allow users to view their financial expenses. You can then create budgets, set limits, and request funds. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also has corporate cards. These cards analyze your business finances and assist you to determine how much you’ll need to invest every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate for the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure highest interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted to cash or cash back. Some cards offer rewards for shopping and travel as well as other cards that can be used to help build your business’s credit.
There are numerous credit card issuers that you can select from, including Chase. But, you must consider the manner in which you utilize a specific credit card. It is essential to locate an enterprise credit card that is suitable for your specific requirements.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. This card provides solid rewards on various purchase categories as well as covers employees’ cell phone bills.