If you’re thinking about creating your own business, the first important question you should ask yourself is “Can I get my business credit card?” Although the answer is yes, it can be challenging and overwhelming to apply for a business credit card. Here are some things you need to learn about getting the credit card you need.
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Brex offers a wide range of financial services, such as corporate credit cards and spend management as well as expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that helps entrepreneurs build credit histories. It doesn’t charge interest or need to provide a personal guarantee. Instead, applicants are assessed by the business model of the company and spending habits.
Credit limits of up to 100 percent are available to applicants. The limit is by the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points to book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card as well as a spending management system. The card offers a slew of benefits, including a flat 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card doesn’t require other requirements other than having a high credit score.
If you are a new business, the benefits of using a business credit card with low interest could be very appealing. A business credit card that comes with added security may be a possibility.
One of the main advantages of a low interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll have to pay each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards for startups. It has many advantages, such as a huge initial bonus, purchase protection, along with travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any introductory APR promos and the spending limit might not be suitable for your company. In addition, it’s not exactly the most generous points-earning program.
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On the other side it is worth noting that the Ink Business Preferred Card offers numerous other useful features, including liability coverage as well as primary coverage for car rental as well as a shopping security. If you’re a small business owner, you’ll surely get these benefits.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories , and you’ll earn three points per dollar. For example when you spend $500 on purchases to your card within the first three months, you will get a 100,000 point welcome bonus.
The Divvy card is a great choice for startup business owners looking for business cards. This card has a variety of advantages and features. You can also monitor your business expenses with this card.
The Divvy app can be used with any external accounting software to allow users to view their financial expenses. The program lets you create a budget, restrict spending, and request funds. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards review your company financial situation and help you decide what amount of money you can spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure best rates of interest on business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted to cash back. Some cards offer rewards for shopping and travel and some can be used to build your business’s credit.
Apart from the top business credit cards offered by Chase, there are other credit card issuers that you can use. It is important to consider what you intend to do with the credit card. It is essential to choose the appropriate business credit card to meet your needs.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. The card provides solid rewards for various purchase categories and even covers employees’ mobile phone bills.