If you are thinking of starting your own business, the first important question is “Can I get my business credit card?” Although there is a yes answer but it can be confusing and overwhelming to apply for a business credit card. Here are a few things to know about how to get credit card.
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Brex offers a wide range of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution to startups.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish credit histories. The applicants don’t pay interest or require personal guarantees. Rather, applicants are evaluated by company business model and spending habits.
Users can get 100 percent credit. The limit is determined based on the amount of cash in a customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you’ll get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a budget management tool. The card provides a range of benefits, including a flat 1.5 percent cashback on all purchases. There are no annual fees and the card doesn’t have other requirements aside from having a high credit score.
A business credit card with low interest is a great option for new businesses. A business credit card with additional security could be a viable option.
A business credit card with a low-interest rate are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about the amount of money you’ll be able to afford each month. This is particularly applicable if you’re planning to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It provides many advantages, including a large sign up bonus along with purchase protection, along with travel perks. It has some downsides.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any introductory APR promotions to be found, and the spending limit could be too low for your company. This isn’t the most efficient points-earning feature.
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On the other side however, the Ink Business Preferred Card offers a lot of other useful features, including liability coverage as well as primary coverage for car rental as well as a shopping security. As a small-scale business owner, you’ll definitely enjoy these benefits.
Moreover to that, the Ink Business Preferred Card is an excellent method to earn points. When you spend in specific categories, you’ll earn 3 points per dollar you spend. For example, if you spend $500 on purchases on your card within the first three months, you will be awarded a 100,000 points welcome bonus.
The Divvy card is a great choice for startup business owners looking for an enterprise card. This type of card offers numerous benefits and features. You can also monitor your business expenses with this card.
Divvy can be integrated with any external accounting software to allow users to see their financial expenses. The program allows you to make a budget, limit spending and request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card. These cards assess your company’s financial situation and decide on how much you should spend every month. Unlike traditional business credit cards, Divvy does NOT require an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to know the rate of the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure highest rates of interest on business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted to cash back. Some cards offer rewards for travel and shopping, and others can be used to build your business’s credit.
There are numerous credit card issuers that you can pick from, including Chase. But, you must consider how you will make use of a specific credit card. It is essential to locate the right business credit card that meets your particular needs.
Small-sized businesses will find the Ink Business Preferred(r), Credit Card an excellent option. This card offers solid rewards across a variety of categories and even will pay for employees’ mobile phone bills.