If you’re thinking of creating a business, the most important question to ask is “Can I get my business credit card?” The answer is yes however the process of getting a business credit card can be overwhelming and confusing. Here are a few tips to be aware of the process of obtaining an credit card.
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Brex offers a variety of financial services , including corporate credit cards along with spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups is a credit card for start-ups that helps them build their credit history. The cardholders don’t have to pay any interest and don’t need to provide personal guarantees. Instead, applicants are assessed by company business model and spending patterns.
Credit limits of up to 100 percent are available to applicants. This limit is determined by the amount of money the customer has in their Brex Cash account. Each day the Brex Card draws from the account to determine its limit for spending.
With the Brex Corporate Credit Card You can earn rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spending management tool. It offers a wide range of benefits, including a standard 1.5 percent cashback rate on all purchases. The card doesn’t have annual fees and doesn’t require any other qualifications other than having a credit score of at least.
A low-interest business credit card is a great choice for those who are just starting out. It is also possible to consider a business credit card that offers additional protection.
One of the main benefits of a business low-interest credit card is that you don’t have to worry about managing multiple cards or worrying about how much you can afford to pay off every month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards that are designed for startups. It comes with a variety of benefits, including a substantial initial bonus, purchase protection, as well as travel perks. It has some downsides.
The Ink Business Preferred Card may not be the best choice for you. There are no introductory APR promotions available, and the spending cap may be too low for your business. It’s also not the most generous points-earning feature.
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The Ink Business Preferred Card, on the other hand, offers many other useful features like liability insurance primary coverage for car rentals shopping protection, and primary coverage for car rental. If you’re a small business owner, you’ll definitely enjoy these benefits.
The Ink Business Preferred Card is another excellent way to earn points. Spend in specific categories and you’ll earn three points per dollar. For example, if you make a purchase of $500 to your credit card within the first three months, you’ll get the welcome bonus of 100,000 points.
The Divvy is a great option for entrepreneurs who are starting their business and seeking a business card. This card has a variety of advantages and features. It also lets you track your business expenses.
Divvy is compatible with external accounting software and enables users to easily monitor the financial expenses. The software allows you to create a budget, limit spending and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also has a corporate card. These cards analyze your business’ finances and help you decide what amount of money you’ll need to invest every month. In contrast to traditional business credit cards, Divvy doesn’t require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the best rates of interest for business loans and provide valuable rewards. For example a Chase Ultimate Rewards business credit card gives you bonus points that can be converted into cash. Some cards offer rewards for shopping and traveling while others can be used to to build credit for your business.
Apart from the top business credit cards from Chase but there are many other credit card issuers you can choose from. However, you must think about the way you intend to make use of a specific credit card. It is crucial to choose a business credit card that will meet your needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card an excellent choice. This card is a great way to earn rewards on a variety of purchase categories and even covers cell phone bills.