If you are thinking of starting your own business, the most important thing to consider is “Can I get my business credit card?” Although the answer is yes it can be a bit confusing and overwhelming to apply for an enterprise credit card. Here are a few things to be aware of before obtaining an credit card.
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Brex provides a range of financial products, including corporate credit cards spending management, as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish credit histories. It doesn’t charge interest or need to provide personal guarantees. Instead the applicants are evaluated based on their business model and their spending habits.
Credit limits as high as 100 percent are allowed for applicants. The limit is based on the amount of money that is in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card You can earn rewards on purchases. Brex Travel offers four points when you book travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card comes with a host of benefits, including a fixed 1.5 percent cash back rate on all purchases. There are no annual charges, and the card does not have other requirements except for a good credit score.
For a business that is just beginning one of the advantages of using a business credit card that is low-interest are a great deal. A business credit line with additional security might be a possibility.
A low-interest business credit card are extremely convenient since you’re not burdened with the stress of managing multiple credit cards or worrying about how much money you’ll be able to afford each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new companies. It has many benefits, including a high initial bonus and purchase protection as well as travel benefits. However, it has some drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any promotional APR deals and the spend limit might not be suitable for your business. Moreover, it’s not the most generous points-earning feature.
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The Ink Business Preferred Card, however provides a range of useful features such as liability coverage primary coverage for car rentals, shopping protection, and primary coverage for car rental. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another great way to earn points. When you spend in certain categories, you can earn three points per dollar you spend. In this instance, if you spend $500 on purchases with your card in the first three months, you’ll get a 100,000 point welcome bonus.
If you’re a new business owner in search of a credit card for business you might want look into Divvy. This type of card comes with various benefits and features. It also allows you to monitor your business expenses.
Divvy works with external accounting software that allows users to easily view the financial expenses. The software lets you make a budget, limit spending and even request money. You can also set an expense limit for your employees.
Divvy also has corporate cards. These cards evaluate your business finances and allow you to decide on how much you’ll need to spend each month. As opposed to traditional business credit card, Divvy is not a requirement for personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Certain cards provide rewards for travel and shopping as well as other cards that can be used to improve your company’s credit score.
Aside from the best business credit cards from Chase but there are many other credit card issuers that you can choose from. However, you should consider the ways you will utilize a specific credit card. It is important that you choose the appropriate business credit card to meet your requirements.
Small-scale business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. This card offers solid rewards for various categories of purchases and even protects employees’ mobile phone bills.