If you’re starting a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes but the process of getting the business credit card could be overwhelming and confusing. Here are some points you should be aware of about the process of getting credit card.
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Brex offers a wide variety of financial services, including corporate credit cards and spend management as well as expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that can help entrepreneurs build credit histories. The applicants don’t have to pay interest or provide a personal guarantee. Instead, applicants are assessed on the basis of their business model and spending habits.
Applicants can have up to a 100 percent credit limit. The limit is determined by the amount of money that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For instance, you can earn four points on travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and spend management system. It comes with a myriad of benefits including a standard 1.5 percent cash-back rate on all purchases. The card does not have annual fees and does not have any other requirements than an excellent credit score.
For a startup business benefiting from a business credit card that is low-interest are a great deal. You may also want to look into a business credit card that offers additional protection.
A low-interest business credit cards are very convenient because you’re not juggling the hassle of managing multiple cards or worrying about the amount of money you can afford each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards for startups. It provides a wide range of benefits, like the highest sign-up bonus, purchase protection, and travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR promotions and the spending limit may not be appropriate for your business. In addition, it’s not exactly the most generous points-earning option.
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The Ink Business Preferred Card, however provides a range of useful features, such as liability coverage primary car rental coverage shopping protection, as well as primary coverage for rental cars. As a small business owner, you’ll surely enjoy these benefits.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For example, if you charge $500 in purchases to your credit card within the first three months, you’ll receive a welcome bonus of 100,000 points.
If you’re a business owner in search of an enterprise credit card You might want to look into Divvy. The card comes with a range of advantages and features. It also allows you to keep track of your business expenses.
Divvy can be integrated alongside any other accounting software that allows users to see their financial expenses. The software allows you to make a budget, limit spending, and request funds. You can also set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards assess your company’s finances and decide how much you can spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to understand the company’s rate before submitting an application.
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Chase Ultimate Rewards
Business credit cards offer a way to secure the most favorable interest rates on business loans, and can also offer valuable rewards. For example one card, the Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash. Some cards offer rewards for shopping and travel as well as others that can be used to build your credit score.
Aside from the best business credit cards offered by Chase and other credit card issuers that you can use. You must also think about the way you intend to use the credit card. It is important to find the best business credit card that meets your needs.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. This card offers solid rewards across a variety of categories and even covers mobile phone bills.