For those who are just beginning a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While the answer is yes but it can be confusing and overwhelming to apply for an enterprise credit card. Here are some things to be aware of when applying for credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an credit card that assists startups build their credit history. The cardholders don’t have to pay any interest or provide personal guarantees. Instead, applicants are evaluated based on their company’s financial model and spending habits.
Credit limits of up 100 percent are permitted for applicants. The limit is determined by the amount of money customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards using a Brex Corporate credit card. Brex Travel offers four points to book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a budget management tool. The card offers a variety of benefits, including a standard 1.5 percent cashback on all purchases. The card doesn’t have annual charges and doesn’t need any other qualifications other than having a credit score of at least.
A business credit card with low interest is a great option for startups. It is also possible to consider a business credit card which offers additional security.
A low-interest business credit cards are extremely convenient since you don’t have the worry of managing multiple cards or worrying about how much you can manage each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards designed for entrepreneurs. It offers a range of benefits, like the highest sign-up bonus, purchase security, and travel perks. It does have some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR promos and the spending limit may not be appropriate for your company. It’s also not the most generous point-earning system.
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On the other side, the Ink Business Preferred Card offers many other beneficial features, including liability coverage, primary car rental coverage, and a shopping protection. If you’re a small business owner, you’ll definitely get these benefits.
Furthermore to that, the Ink Business Preferred Card is an excellent method to earn points. When you spend in certain categories, you’ll earn 3 points for every dollar you spend. For example, if you add $500 worth of purchases to your credit card within the first three months, you’ll receive a welcome bonus of 100,000 points.
Divide
The Divvy card is a great choice for business owners in the beginning seeking business cards. This card offers a variety of advantages and features. It also lets you keep track of your business expenses.
Divvy can be used with accounting software that allows users to easily monitor the financial expenses. The software allows you to make a budget, limit spending and even request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards assess your business’ finances and help you decide what amount of money you’ll need to invest every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to understand the company’s rate before applying.
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Chase Ultimate Rewards
Business credit cards are the opportunity to get the best rates of interest on business loans, and can also offer valuable rewards. For example the Chase Ultimate Rewards business credit card provides bonus points which can translate to cash back. Certain cards provide rewards for travel and shopping, while others are able to help build your credit score.
Apart from the top business credit cards offered by Chase, there are other credit card issuers that you can choose from. However, you should consider the way you intend to use a particular credit card. It is vital to select the correct business credit card for your needs.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. The card is a good option for earning rewards across a variety of categories and even covers mobile phone expenses.
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