If you’re thinking about creating your own business, the first important question to ask is “Can I get my business credit card?” The answer is yes however, the process of getting an official business credit card can be daunting and confusing. Here are some things to be aware of when applying for credit card.
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Brex 30
Brex offers a wide variety of financial services, such as corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution for new businesses.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them build their credit history. The applicants don’t have to pay interest or require an individual guarantee. Instead applicants are evaluated on their company’s budget and business model.
The applicants can enjoy up to 100 percent credit. This limit is determined based on the amount of cash in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine the limit of its spending.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you can earn four points on trips booked through Brex Travel. You can also earn three points on dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spending management tool. The card comes with a range of benefits, including a flat 1.5% cashback rate on all purchases. The card has no annual fees and does not have any other qualifications other than a good credit rating.
A low-interest business credit card is a great option for new businesses. A business credit line with additional security could be a good option.
One of the key features of a low-interest business credit card is that you don’t have to worry about managing multiple cards or worrying about how much you’ll be able to pay off every month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards for new businesses. It comes with a range of benefits, such as an impressive sign-up bonus, purchase protection, as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be ideal. There are no introductory APR promotions available, and the spending limit may be too low for your business. Furthermore, it’s not the most generous points-earning program.
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The Ink Business Preferred Card, however, offers many other useful features, such as liability coverage primary car rental coverage shopping protection, as well as primary coverage for car rental. These benefits are ideal for small-scale business owners.
Moreover that, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. In this instance for example, if you spend $500 on purchases made with your card within the first three months, you will be awarded a 100,000 points welcome bonus.
Divide
If you’re a business owner in search of a business credit card you might want consider Divvy. The card comes with a range of advantages and features. It also lets you monitor your business expenses.
Divvy can be integrated alongside any other accounting software that allows users to look at their financial expenses. The software lets you create a budget, limit spending, and request funds. Additionally, Divvy permits you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards assess your company’s finances and determine how much you should spend every month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the best interest rates for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash back. Certain cards provide rewards for shopping and travelling and some can be used to help improve your company’s credit score.
There are numerous credit card issuers you can choose from, including Chase. You should also consider what you intend to do with the credit card. It is important that you select the correct business credit card that meets your requirements.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. The card provides solid rewards for a variety of purchase categories and even covers employees’ mobile phone expenses.