If you’re thinking about creating your own business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is a resounding yes however, the process of getting a business credit card can be confusing and overwhelming. Here are a few points you should be aware of about the process of applying for the credit card.
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Brex 30
Brex offers a wide variety of financial services, such as corporate credit cards spending management, as well as expense management software. Brex is a complete financial solution for startups.
The Brex Card, or Brex for Startups, is an account that helps startups build their credit history. Applicants don’t pay interest or provide a personal guarantee. Instead, applicants are evaluated on the basis of their business model and spending patterns.
The applicants can enjoy up to 100 percent credit limit. This limit is determined by the amount that a customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you’ll earn four points on trips booked through Brex Travel. Additionally, you can earn three points on dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spending management tool. The card comes with a range of benefits, including a standard 1.5 percent cashback rate on all purchases. There are no annual fees, and the card does not have other requirements other than an excellent credit score.
For a business that is just beginning it is possible to reap the benefits of a business credit card that is low-interest can be extremely appealing. A business credit line with additional security could be a possibility.
One of the most important features of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll be able to pay each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the best business credit cards for startup businesses. It offers a range of benefits, like a high sign-up bonus, purchase security, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be ideal. There aren’t any introductory APR offers and the spending limit might not be suitable for your business. It’s also not the most effective points-earning strategy.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features, such as liability coverage, primary car rental coverage shopping protection, as well as primary coverage for rental cars. These perks are perfect for small-scale business owners.
The Ink Business Preferred Card is another great method to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For example, if you spend $500 on purchases made with your card in the first three months, you will get a 100,000 point welcome bonus.
Divide
Divvy is a good option for entrepreneurs who are starting their business and looking for an enterprise card. This card offers a variety of benefits and features. You can also monitor your business expenses with this card.
Divvy can be used with accounting software, allowing users to easily view the financial expenses. You can create budgets, set the limits on spending and request money. Additionally, Divvy permits you to set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards review your company finances and assist you to decide on how much you’ll need to invest each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to know the rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the most favorable interest rates for business loans. They also offer rewards. For instance, a Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash back. Some cards offer rewards for shopping and travelling, and others can be used to build your business’s credit.
There are a myriad of credit card issuers that you can choose from, such as Chase. You should also think about what you intend to do with the credit card. It is crucial to choose a business credit card that meets your specific needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. This card offers solid rewards for a variety of purchase categories and even covers employees’ mobile phone costs.