For those who are just beginning the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes, but the process of getting a business credit card can be overwhelming and confusing. Here are some things you need to know about the process of applying for the credit card.
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Brex 30
Brex provides a broad range of financial services, such as corporate credit cards, spend management, and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. The applicants don’t have to pay interest or provide a personal guarantee. Instead, applicants are evaluated based on their business model and spending habits.
Users can get 100 percent credit. The limit is determined by the amount of money in a customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
You can earn valuable rewards with a Brex Corporate credit card. For example, you can earn four points on travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as an expense management tool. The card offers a variety of benefits, including a simple 1.5 percent cashback rate on all purchases. There are no annual fees and the card doesn’t have other requirements except for having a high credit score.
For businesses that are just starting out it is possible to reap the benefits of a low-interest business credit card are a great deal. A business credit line with additional security could be a good option.
One of the primary benefits of a business low-interest credit card is that you don’t have to fret about juggling several cards or worrying about the amount you can afford to pay each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up businesses. It offers many benefits, including a substantial sign-up bonus, purchase protection, and travel perks. It has some downsides.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any introductory APR promotions to be found, and the spending limit may be too low for your company. It’s also not the most effective points-earning strategy.
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On the other side however, the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance, primary car rental coverage as well as a shopping security. As a small-scale business owner, you’ll definitely benefit from these perks.
The Ink Business Preferred Card is another excellent way to earn points. Spend in certain categories and you’ll earn 3 points for every dollar. For example the case of spending $500 on purchases to your card within the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divide
If you’re a start-up business owner in search of a business credit card You might want to consider Divvy. This card offers a variety of advantages and features. You can also keep track of your business expenses using this card.
Divvy integrates with other accounting software, allowing users to view their the financial expenses. The program lets you make a budget, limit spending, and request funds. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card. These cards look at your company’s financial situation and decide on how much you should spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is essential to know the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to get the highest rates of interest for business loans. They also offer rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash or cash back. Certain cards provide rewards for shopping and travel, and others can be used to help to build credit for your business.
There are a myriad of credit card issuers you could select from, including Chase. But, you must consider the ways you will utilize a specific credit card. It is essential to locate an enterprise credit card that is suitable for your needs.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card a fantastic option. The card is a good option for earning rewards for various categories of purchases and even covers mobile phone costs.