If you’re starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes, but the process of obtaining a business credit card can be confusing and overwhelming. Here are some things to be aware of when applying for a credit card.
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Brex 30
Brex offers a wide range of financial services, including corporate credit cards and spend management as well as expense management software. Brex is a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them build their credit score. The cardholders don’t have to pay any interest and don’t need to provide an individual guarantee. Instead the applicants are evaluated based on their company’s financial model and spending habits.
Customers can get up to a 100 percent credit limit. The limit is determined based on the amount of money that is in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you can get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and spend management solution. The card provides a range of benefits, including a simple 1.5% cashback rate on all purchases. The card has no annual fees and does not have any other qualifications other than a good credit rating.
For a startup business one of the advantages of using a low-interest business credit card can be extremely appealing. A business credit card that comes with added security may be a good option.
A low-interest business credit card are very convenient because you don’t have to worry of managing multiple cards or worrying about how much you can manage each month. This is particularly important if you’re trying to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards available to start-up companies. It has many benefits, including a substantial sign-up bonus, purchase protection, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be perfect. There are no introductory APR offers and the spending limit might not be suitable for your business. Furthermore, it’s not the most generous points-earning option.
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The Ink Business Preferred Card, on the other hand it offers a number of additional useful features such as liability coverage and primary car rental coverage shopping protection, and primary coverage for car rental. These benefits are ideal for small-scale business owners.
The Ink Business Preferred Card is another excellent way to earn points. When you spend money in certain categories, you’ll earn three points per dollar you spend. In this case the case of spending $500 on purchases with your card in the first three months, you’ll be awarded a 100,000 points welcome bonus.
Divvy
Divvy is an excellent choice for entrepreneurs who are starting their business and looking for business cards. The card comes with a range of benefits and features. You can also monitor your business expenses with this card.
Divvy can be used alongside any other accounting software that allows users to look at their financial expenses. You can create a budget, set limits on spending and request money. Divvy also allows you to set an amount of money you can spend for your employees.
Divvy also offers a corporate card. These cards review your company finances and allow you to determine how much you’ll need to invest every month. As opposed to traditional business credit card, Divvy does not require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to understand the company’s rate before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to secure highest interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted into cash back. Some cards offer rewards for shopping and traveling while others are able to help build your credit score.
There are a variety of credit card issuers you could choose from, such as Chase. It is important to consider how you will use the credit card. It is vital to find the right business credit card for your needs.
Small-sized businesses will find the Ink Business Preferred(r) Credit Card a great option. The card is a good option for earning rewards for various purchase categories and even covers employees’ mobile phone bills.