For those who are just beginning a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” Although the answer is yes it can be a bit challenging and overwhelming to apply for a business credit card. Here are a few things to be aware of before obtaining an credit card.
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Brex 30
Brex provides a broad range of financial services, including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that helps entrepreneurs build credit histories. The applicants don’t have to pay interest or provide personal guarantees. Instead, applicants are rated on the basis of their business model and spending habits.
Credit limits as high as 100 percent are available to applicants. This limit is determined by the amount a customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine the limit of its spending.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points to book travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card as well as a spending management tool. The card provides a range of benefits, including a simple 1.5 percent cashback rate on all purchases. The card does not have annual fees and doesn’t have any other conditions other than an excellent credit score.
A business credit card with low interest is a great choice for new businesses. It is also possible to think about a business credit card which offers additional security.
One of the most important advantages of a low interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll be able to pay every month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards that are designed for startups. It provides many advantages, such as a huge initial bonus, purchase protection, and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any initial APR promos and the spending limit might not be suitable for your business. Moreover, it’s not the most generous point-earning system.
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On the other hand it is worth noting that the Ink Business Preferred Card offers numerous other useful features, such as liability insurance and primary car rental coverage as well as a shopping security. If you’re a small-sized business owner, you’ll surely benefit from these benefits.
Additionally to that, the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend in certain categories, you can earn three points for every dollar you spend. For example the case of spending $500 on purchases on your card within the first three months, you will get a 100,000 point welcome bonus.
Divide
The Divvy is a great option for entrepreneurs who are starting their business and seeking an enterprise card. This type of card offers numerous advantages and features. You can also keep track of your business expenses using this card.
Divvy integrates with other accounting software and enables users to easily view the financial expenses. You can then create budgets, set maximum limits and request money. In addition, Divvy allows you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards look at your company’s finances and determine how much you can spend every month. As opposed to traditional business credit card, Divvy is not a requirement for a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to understand the company’s rate before submitting an application.
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Chase Ultimate Rewards
Business credit cards are an opportunity to secure the best interest rates on business loans, and can also offer valuable rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Some cards offer rewards for shopping and travelling, and others can be used to help build your business’s credit.
There are a variety of credit card issuers you can choose from, such as Chase. However, you must think about the ways you will use a particular credit card. It is important to select the best business credit card that meets your particular needs.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. The card is a good option for earning rewards for a variety of purchase categories and even covers mobile phone bills.