For those that are starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of applying for the business credit card could be confusing and overwhelming. Here are a few points you should be aware of about the process of applying for credit card.
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Brex offers a wide range of financial services, including corporate credit cards, spend management, and expense management software. Brex offers a complete financial solution to startups.
The Brex Card, also known as Brex for Startups, is an credit card that assists startups build their credit history. It doesn’t charge interest or have to provide personal guarantees. Instead the applicants are evaluated on their budget and business model.
Credit limits of up to 100 percent are available to applicants. This limit is determined by the amount of money a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you can earn four points on trips booked through Brex Travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card as well as a spending management tool. The card provides a range of benefits, including a flat 1.5 percent cashback rate on all purchases. The card does not have annual fees and doesn’t have any other qualifications other than a good credit rating.
For a business that is just beginning, the benefits of using a business credit card that is low-interest are a great deal. You may also look into a credit card for business that offers additional protection.
One of the primary benefits of a business low-interest credit card is that you don’t have to worry about managing multiple cards or worrying about how much you’ll have to pay every month. This is especially true if you’re looking to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It comes with a range of advantages, including an impressive sign-up bonus, purchase security, and travel perks. However, it has several drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There are no introductory APR promotions and the spending limit might not be suitable for your company. It’s not the most efficient points-earning strategy.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, including liability coverage primary coverage for car rentals, shopping protection, and primary coverage for car rentals. These perks are great for small business owners.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories and earn three points per dollar. For example, if you add $500 worth of purchases to your credit card within the first three months, you’ll receive an offer of 100,000 points.
Divvy is a good option for startup business owners seeking an enterprise card. This type of card offers various advantages and features. You can also track your business expenses with this card.
Divvy can be used with any accounting software that allows users to look at their financial expenses. The software lets you create a budget, restrict spending, and request funds. It also lets you set an expense limit for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards evaluate your business finances and assist you to decide what amount of money you’ll need to invest each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most competitive interest rates for business loans. They also offer rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted to cash back. Some cards offer rewards for shopping and traveling as well as others that can be used to build your credit score.
Aside from the best business credit cards from Chase There are other credit card issuers are available to. You should also consider the method of use for the credit card. It is vital to find the right business credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a good choice for a small business owner. The card gives you solid rewards on various purchase categories and also covers employees’ cell phone bills.