For those who are just beginning an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer but it can be daunting and confusing to apply for an enterprise credit card. Here are a few things to learn about getting credit card.
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Brex offers a variety of financial services including corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an account that helps startups establish their credit history. The cardholders don’t have to pay any interest or offer a personal guarantee. Instead, applicants are evaluated by the company’s business model and spending habits.
Applicants can have up to 100 percent credit limit. This limit is based on the amount of money that is in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards with the Brex Corporate credit card. Brex Travel offers four points for booking travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spend management tool. The card provides a range of benefits, including a simple 1.5 percent cashback rate on all purchases. The card doesn’t have annual fees and does not have any other requirements than having a credit score of at least.
For a business that is just beginning benefiting from a business credit card with low interest could be very appealing. A business credit card that offers additional security could be an option.
One of the key advantages of a low interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you’ll be able to pay every month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for startups. It provides a wide range of benefits, such as an impressive sign-up bonus, purchase security, and travel perks. It has some downsides.
The Ink Business Preferred Card may not be the best choice for you. There are no introductory APR promotions available, and the spending cap could be too low for your business. It’s also not the most effective points-earning feature.
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On the other hand the Ink Business Preferred Card offers many other beneficial features, such as liability insurance in addition to primary car rental insurance as well as a shopping security. As a small company owner, you’ll certainly enjoy these benefits.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For instance, if you charge $500 in purchases to your card in the first three months, you’ll receive a welcome bonus of 100,000 points.
Divvy is a good option for business owners in the beginning seeking an business card. This card offers a variety of advantages and features. You can also keep track of your business expenses using this card.
The Divvy app can be used with any external accounting software to allow users to see their financial expenses. You can then create a budget, set limits on spending and request money. It also lets you set a spending limit for your employees.
Divvy also offers a corporate card. These cards review your company finances and assist you to decide what amount of money you should spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to find out the company’s interest rate before you make an application.
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Chase Ultimate Rewards
Business credit cards provide a way to secure the most favorable interest rates on business loans, and are also able to provide useful rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash back. Certain cards provide rewards for travel and shopping, while others are able to help build your credit score.
There are a myriad of credit card issuers you can select from, including Chase. You should also think about what you intend to do with the credit card. It is important to select the right business credit card that meets your specific requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card is a great way to earn rewards on different categories of purchases, and it even covers employees’ cell phone bills.