If you’re thinking about creating an enterprise, the most important question you should ask yourself is “Can I get my business credit card?” Although the answer is yes but it can be challenging and overwhelming to apply for a business credit card. Here are a few things you should know about the process of obtaining an credit card.
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Brex offers a wide variety of financial services, such as corporate credit cards spending management, as well as expense management software. It offers a complete financial solution to startups.
The Brex Card, also known as Brex for Startups, is a credit card that helps entrepreneurs build credit histories. Applicants don’t pay interest or have to provide personal guarantees. Instead, applicants are rated by the business model of the company and spending patterns.
Applicants can have up to 100 percent credit limit. The limit is determined by the amount of cash in the customer’s Brex Cash account. Each day, the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points when you book travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card as well as a spending management tool. The card provides a range of benefits, including a flat 1.5 percent cashback rate on all purchases. There are no annual charges, and the card does not have other requirements, aside from an excellent credit score.
For a business that is just beginning one of the advantages of using a low-interest business credit card are a great deal. A business credit card that offers added security may be a good option.
A low-interest business credit cards are very convenient because you don’t have to worry of managing multiple cards or worrying about how much money you’ll have to pay each month. This is especially true if you’re looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most sought-after business credit cards for new businesses. It offers many benefits, including a substantial initial bonus and purchase protection as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any APR introductory promotions to be found, and the spending cap could be too low for your company. This isn’t the most efficient points-earning feature.
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On the other hand the Ink Business Preferred Card offers several other valuable features, such as liability insurance as well as primary coverage for car rental and a shopping insurance. These perks are great for small-scale business owners.
The Ink Business Preferred Card is another great way to earn points. Spend in certain categories , and you’ll earn three points per dollar. In this case the case of spending $500 on purchases with your card in the first three months, you will receive a 100,000-point welcome bonus.
The Divvy card is a great choice for startup business owners seeking a business card. This card offers a variety of advantages and features. You can also keep track of your business expenses using this card.
Divvy is compatible alongside any other accounting software that allows users to see their financial expenses. The software allows you to create a budget, limit spending and request money. You can also set an amount of money you can spend for your employees.
Divvy also has a corporate card. The cards analyze your company’s financial situation and decide on how much you can spend every month. As opposed to traditional business credit card, Divvy is not a requirement for a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the highest rates of interest for business loans and provide valuable rewards. For example the Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Certain cards provide rewards for shopping and traveling and others are able to help build your credit score.
Aside from the best business credit cards offered by Chase and other credit card issuers that you can use. However, you must think about how you will make use of a particular credit card. It is crucial to select the correct business credit card that meets your needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card a great option. This card offers solid rewards for various categories of purchases and even covers employees’ mobile phone expenses.