For those that are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer, it can be difficult and confusing to apply for a business credit card. Here are some things to be aware of when applying for the credit card you need.
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Brex 30
Brex offers a variety of financial services like corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an credit card that assists startups build their credit history. Applicants don’t pay interest or have to provide a personal guarantee. Instead applicants are evaluated on their company’s business model and their spending habits.
Credit limits up to 100 percent are available to applicants. This limit is determined by the amount of money a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With the Brex Corporate Credit Card you can earn substantial rewards on purchases. For example, you can earn four points on travel booked through Brex Travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and spend management solution. The card offers a variety of benefits, including a simple 1.5% cashback rate on all purchases. There are no annual fees and the card doesn’t have other requirements aside from an excellent credit score.
For a business that is just beginning benefiting from the low-interest business credit cards are a great deal. A business credit card that offers additional protection may be a good option.
A low-interest business credit card are extremely convenient since you’re not burdened with the stress of managing multiple cards or worrying about how much money you’ll have to pay each month. This is particularly important if you’re trying to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It provides many advantages, such as a huge initial bonus along with purchase protection, along with travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t perfect, however. There are no introductory APR promotions to be found, and the spending cap could be too low for your company. It’s not the most efficient points-earning strategy.
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The Ink Business Preferred Card, however provides a range of useful features, including liability coverage and primary car rental coverage, shopping protection, and primary coverage for car rentals. These perks are perfect for small business owners.
Moreover, the Ink Business Preferred Card is a great method to earn points. If you make purchases in certain categories, you’ll earn three points per dollar you spend. For instance, if make a purchase of $500 to your card in the first three months, you’ll receive a welcome bonus of 100,000 points.
Divvy
If you’re a startup business owner in search of a credit card for business You might want to consider Divvy. This type of card comes with various advantages and features. You can also monitor your business expenses with this card.
Divvy is compatible with any external accounting software to allow users to view their financial expenses. The program lets you create a budget, limit spending and even request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards evaluate your business’s financial situation and decide on how much you should spend every month. Unlike traditional business credit cards, Divvy doesn’t require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to know the rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive rates of interest for business loans and provide valuable rewards. For instance the Chase Ultimate Rewards business credit card offers bonus points that can translate to cash back. Some cards offer rewards for shopping and traveling as well as other cards that can be used to help to build credit for your business.
Apart from the top business credit cards from Chase There are other credit card issuers that you can choose from. But, you must consider the ways you will utilize a specific credit card. It is crucial to choose the appropriate corporate credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. This card offers solid rewards across a variety of categories and even covers mobile phone bills.