For those that are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes however the process of applying for a business credit card can be a bit overwhelming and confusing. Here are a few points you should be aware of about the process of getting an credit card.
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Brex provides a range of financial services including corporate credit cards along with spend management and expense management software. It offers a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups build their credit history. The cardholders don’t have to pay any interest and don’t need to provide a personal guarantee. Instead, applicants are evaluated by company business model and spending habits.
The applicants can enjoy up to 100 percent credit limit. This limit is determined by the amount that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards using a Brex Corporate credit card. Brex Travel offers four points for booking travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spend management tool. It offers a wide range of advantages, including a fixed 1.5 percent cashback on all purchases. The card has no annual fees and doesn’t have any other qualifications other than having a credit score of at least.
If you are a new business it is possible to reap the benefits of a business credit card that is low-interest could be very appealing. A business credit card with additional security might be a possibility.
One of the key advantages of a low-interest business credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll be able to pay off each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards for new businesses. It offers a variety of benefits, such as an excellent sign-up bonus purchase protection, and travel benefits. However, it has some drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There are no introductory APR deals and the spend limit may not be appropriate for your company. It’s not the most efficient points-earning strategy.
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On the other side however, the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance and primary car rental coverage as well as a shopping security. If you’re a small-sized business owner, you’ll surely benefit from these perks.
The Ink Business Preferred Card is another great way to earn points. When you spend money in certain categories, you’ll earn three points for every dollar you spend. In this instance, if you spend $500 on purchases made with your card in the first three months, you will be awarded a 100,000 points welcome bonus.
If you’re a business owner looking for an enterprise credit card you might want to consider Divvy. This type of credit card provides a range of benefits and features. You can also keep track of your business expenses by using this card.
Divvy can be used with any external accounting software that allows users to look at their financial expenses. You can create budgets, set limits, and request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers corporate cards. These cards evaluate your business’s financial situation and decide on how much you can spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is essential to know the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the highest interest rates for business loans. They also offer rewards. For instance the Chase Ultimate Rewards business credit card offers bonus points that could be converted to cash back. Some cards offer rewards for shopping and traveling, while others can be used to build your credit score.
There are numerous credit card issuers you can select from, including Chase. However, you must think about the ways you will make use of a particular credit card. It is vital to select the correct business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a viable option for a small business owner. This card provides solid rewards on a variety of purchase categories and also protects employees’ mobile phone bills.