If you are thinking of starting your own business, the first important question is “Can I get my business credit card?” Although the answer is yes, it can be difficult and confusing to apply for a business credit card. Here are a few things to be aware of before obtaining the credit card you need.
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Brex 30
Brex offers a wide variety of financial services, such as corporate credit cards and spend management as well as expense management software. It offers a complete financial solution to startups.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build their credit score. Applicants don’t pay interest or require a personal guarantee. Instead, applicants are assessed on the basis of their business model and spending habits.
Customers can get up to 100 percent credit limit. The limit is determined by the amount of money in the customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
You can earn rewards by using a Brex Corporate credit card. For instance, you can get four points on travel booked through Brex Travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spend management tool. The card offers a slew of benefits, including a flat 1.5% cash back rate on all purchases. There are no annual fees, and the card does not have other requirements, aside from an excellent credit score.
A business credit card with low interest is a great choice for new businesses. A business credit card with additional protection may be an option.
One of the most important benefits of a business low-interest credit card is that you don’t need to fret about juggling several cards or worrying about the amount you can afford to pay off each month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards designed for entrepreneurs. It comes with a variety of benefits, including a substantial sign-up bonus, purchase protection, and travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card may not be perfect. There are no introductory APR promotions available, and the spending cap may be too low for your company. It’s also not the most effective points-earning feature.
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The Ink Business Preferred Card, however provides a range of useful features, such as liability coverage primary coverage for car rentals shopping protection, as well as primary coverage for car rental. These benefits are ideal for small business owners.
Moreover it is worth noting that the Ink Business Preferred Card is a great method to earn points. Spend in certain categories and earn three points per dollar. For instance, if you charge $500 in purchases to your card in the first three months, you’ll get the welcome bonus of 100,000 points.
Divide
If you’re a startup business owner looking for a business credit card you might want to think about Divvy. This type of card comes with various advantages and features. You can also keep track of your business expenses using this card.
Divvy can be used alongside any other accounting software to allow users to look at their financial expenses. The program lets you make a budget, limit spending and request money. Additionally, Divvy lets you to set a maximum spending limit for your employees.
Divvy also offers a corporate card. These cards evaluate your business’s financial situation and decide on how much you should spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be the chance to secure most favorable interest rates on business loans. They can also offer useful rewards. Chase Ultimate Rewards business credit cards provide bonus points that can be converted into cash or cash back. Certain cards provide rewards for travel and shopping as well as others that can be used to boost your credit score.
In addition to the top business credit cards from Chase but there are many other credit card issuers that you can use. However, you should think about the way you intend to make use of a specific credit card. It is essential to locate the best business credit card that meets your particular needs.
The Ink Business Preferred(r) Credit Card is a good option for small-sized business owners. This card is a great way to earn rewards on a variety of purchase categories, and it even will pay for employees’ cell phone bills.