For those who are starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is yes, but the process of getting the business credit card could be a bit overwhelming and confusing. Here are a few tips to be aware of the process of applying for credit card.
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Brex 30
Brex offers a wide variety of financial services, such as corporate credit cards, spend management, and expense management software. It offers a complete financial solution to startups.
The Brex Card, also known as Brex for Startups is a credit card that assists start-ups build their credit history. The cardholders don’t have to pay any interest or provide an individual guarantee. Instead, applicants are assessed on the basis of their business model and spending patterns.
Customers can get up to 100 percent credit. The limit is determined by the amount the customer has in their Brex Cash account. Each day the Brex Card draws from the account to determine the limit of its spending.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you can earn four points when you travel booked through Brex Travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spending management tool. It comes with a myriad of benefits, including a flat 1.5 percent cash back rate on all purchases. There are no annual fees, and the card does not have other requirements except for having a credit score of at least.
For businesses that are just starting out one of the advantages of using the low-interest business credit cards are a great deal. A business credit card that offers additional protection may be a viable option.
A low-interest business credit cards are extremely convenient since you don’t have to worry of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is particularly true if you’re looking to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards designed for entrepreneurs. It has many benefits, including a substantial initial bonus along with purchase protection, along with travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any promotional APR promotions to be found and the spending limit could be too low for your business. Furthermore, it’s not the most generous points-earning option.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, such as liability coverage, primary car rental coverage shopping protection, and primary car rental coverage. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another great way to earn points. When you spend in certain categories, you’ll earn 3 points for every dollar you spend. For example, if you charge $500 on purchases to your card during the first three months, you’ll be eligible for the welcome bonus of 100,000 points.
Divide
The Divvy is a great option for entrepreneurs who are starting their business and seeking an business card. This kind of card comes with numerous advantages and features. You can also keep track of your business expenses by using this card.
Divvy can be integrated alongside any other accounting software to allow users to monitor their financial expenses. The program lets you create a budget, restrict spending and even request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards look at your company’s financial situation and decide on how much you’ll have to spend every month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to find out the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most favorable interest rates for business loans, and also provide valuable rewards. For example the Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Some cards offer rewards for travel and shopping and others are able to help build your credit score.
Aside from the best business credit cards from Chase There are other credit card issuers that are available to. It is important to consider the way you intend to use the credit card. It is essential to locate the best business credit card that meets your particular needs.
The Ink Business Preferred(r) Credit Card is a good option for small-sized business owners. The card gives you solid rewards for various categories of purchases and even protects employees’ mobile phone bills.