If you’re thinking of creating your own business, the most important question is “Can I get my business credit card?” The answer is a resounding yes, but the process of getting an official business credit card can be a bit overwhelming and confusing. Here are some tips to be aware of before obtaining credit card.
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Brex 30
Brex provides a range of financial products, including corporate credit cards spending management, as well as expense management software. Brex is a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build their credit score. It doesn’t charge interest or have to provide a personal guarantee. Instead, applicants are rated by company business model and spending patterns.
Credit limits of up to 100 percent are allowed for applicants. The limit is determined based on the amount of cash in the customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn rewards by using a Brex Corporate credit card. For example, you can earn four points on travel booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management tool. It offers a wide range of benefits, including a standard 1.5 percent cashback rate on all purchases. The card is free of annual fees and doesn’t require any other conditions other than having a credit score of at least.
A low-interest business credit card is a great choice for those who are just starting out. It is also possible to look into a credit card for business that offers additional protection.
One of the primary benefits of a business low-interest credit card is that you don’t have to fret about juggling several cards or worrying about how much you’ll be able to pay every month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards for startups. It offers a range of benefits, like an impressive sign-up bonus, purchase protection, as well as travel perks. However, it does have some drawbacks.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There aren’t any APR introductory promotions to be found and the spending cap could be too low for your company. Furthermore, it’s not the most generous points-earning option.
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On the other hand however, the Ink Business Preferred Card offers a lot of other useful features, including liability coverage and primary car rental coverage, and a shopping protection. If you’re a small company owner, you’ll certainly get these benefits.
The Ink Business Preferred Card is another great way to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. In this example, if you spend $500 on purchases with your card in the first three months, you will receive a 100,000-point welcome bonus.
Divide
If you’re a new business owner in search of an enterprise credit card you might want look into Divvy. The card comes with a range of benefits and features. It also allows you to track your business expenses.
Divvy is compatible with any accounting software that allows users to monitor their financial expenses. The program allows you to make a budget, limit spending and request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card. These cards look at your company’s finances and determine the amount you’ll need to spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to be aware of the company’s rates before applying.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best rates of interest on business loans. They also offer rewards. For example, a Chase Ultimate Rewards business credit card gives you bonus points that can translate to cash back. Certain cards provide rewards for travel and shopping while others can be used to to build credit for your business.
Apart from the top business credit cards from Chase There are other credit card issuers you can choose from. However, you should think about the way you intend to use a particular credit card. It is essential to locate an enterprise credit card that meets your specific needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card an excellent option. This card offers solid rewards for various categories of purchases and even covers mobile phone expenses.