For those who are just beginning a business, one the most important questions they’ll need to answer is “Can I get a business credit card?” While the answer is yes it can be a bit confusing and overwhelming to apply for a business credit card. Here are some things you need to be aware of when applying for the credit card you need.
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Brex offers a wide range of financial services, such as corporate credit cards, spend management, and expense management software. Brex is a complete financial solution for entrepreneurs.
The Brex Card, or Brex for Startups, is an account that helps startups establish their credit history. Applicants don’t pay interest or need to provide personal guarantees. Instead applicants are evaluated based on their business model and spending habits.
Users can get 100 percent credit limit. This limit is by the amount of cash in a customer’s Brex Cash account. Every day the Brex Card draws from the account to determine the limit of its spending.
With the Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you can earn four points on trips booked through Brex Travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management solution. The card provides a range of benefits, including a simple 1.5% cashback rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements other than an excellent credit score.
A low-interest business credit card is a great option for those who are just starting out. A business credit line with additional security could be an option.
One of the key advantages of a low interest business credit card is that you don’t need to fret about juggling several cards or worrying about how much you can afford to pay each month. This is especially true if are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It has many advantages, including a large reward for signing up and purchase protection along with travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any introductory APR promotions available, and the spending cap may be too low for your company. Furthermore, it’s not the most generous points-earning program.
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On the other hand however, the Ink Business Preferred Card offers many other beneficial features, such as liability insurance as well as primary coverage for car rental and a shopping protection. These benefits are ideal for small business owners.
Moreover it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. When you spend in specific categories, you’ll earn 3 points per dollar you spend. For instance, if you charge $500 on purchases to your card during the first three months, then you’ll be rewarded with an initial bonus of 100,000 points.
Divvy is a good option for entrepreneurs who are starting their business and seeking an business card. This card has a variety of advantages and features. You can also track your business expenses with this card.
Divvy is compatible with external accounting software, and allows users to quickly view financial expenses. The program lets you create a budget, limit spending and request money. Additionally, Divvy lets you set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards look at your company’s finances and determine the amount you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it is important to know the rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most competitive interest rates for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted to cash back. Some cards offer rewards for shopping and travel, and others can be used to improve your company’s credit score.
In addition to the top business credit cards offered by Chase but there are many other credit card issuers are available to. However, you must think about the way you intend to make use of a specific credit card. It is crucial to choose the appropriate business credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a good option for small-sized business owners. This card offers solid rewards on a variety of purchase categories, and it even covers cell phone bills.