For those who are starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes, but the process of obtaining an enterprise credit card can be daunting and confusing. Here are some things you need to learn about getting a credit card.
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Brex 30
Brex offers a variety of financial services including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, or Brex for Startups, is a credit card that can help startups establish credit histories. It doesn’t charge interest or need to provide a personal guarantee. Instead, applicants are rated by company business model and spending patterns.
Credit limits up to 100 percent are allowed for applicants. The limit is determined by the amount customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. For instance, you can get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a budget management tool. The card comes with a range of advantages, including a fixed 1.5% cashback rate on all purchases. There are no annual charges, and the card doesn’t have other requirements, aside from a good credit score.
A low-interest business credit card is a great option for new businesses. A business credit card that comes with additional security might be an option.
Business credit cards with low interest are very convenient because you’re not burdened with the stress of managing multiple cards or worrying about the amount of money you’ll have to pay each month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most well-known business credit cards designed for entrepreneurs. It comes with a range of benefits, like the highest sign-up bonus, purchase protection, and travel perks. However, it does have some drawbacks.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any introductory APR promos and the spending limit may not be appropriate for your business. It’s also not the most generous points-earning program.
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On the other hand however, the Ink Business Preferred Card offers many other beneficial features, such as liability insurance, primary car rental coverage and a shopping protection. As a small-scale business owner, you’ll surely enjoy these benefits.
Furthermore to that, the Ink Business Preferred Card is a great method to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. In this case the case of spending $500 on purchases to your card in the first three months, you’ll receive a 100,000 point welcome bonus.
Divvy
Divvy is a good option for startup business owners seeking an business card. This type of credit card provides many benefits and features. You can also monitor your business expenses with this card.
Divvy works with external accounting software that allows users to quickly view financial expenses. You can create budgets, set limits, and request money. Divvy also allows you to set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card for businesses. These cards review your company finances and allow you to determine how much you should spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards are a way to secure the best rates of interest on business loans, and they can also offer useful rewards. For example a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash back. Certain cards provide rewards for travel and shopping and others can be used to improve your credit score.
In addition to the top business credit cards from Chase, there are other credit card issuers that you can turn to. It is important to consider how you will use the credit card. It is crucial to choose an enterprise credit card that meets your particular needs.
Small business owners will find the Ink Business Preferred(r) Credit Card an excellent option. This card provides solid rewards on a variety of purchase categories, and it even protects employees’ mobile phone bills.