If you’re thinking of creating a business, the most important question you should ask yourself is “Can I get my business credit card?” While there is a yes answer but it can be daunting and confusing to apply for a business credit card. Here are a few things to know about how to get a credit card.
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Brex 30
Brex provides a range of financial services , including corporate credit cards along with spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build their credit history. The applicants don’t pay interest or provide an individual guarantee. Rather, applicants are evaluated by the business model of the company and spending habits.
The applicants can enjoy up to 100 percent credit. This limit is determined based on the amount of cash in the customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you can earn four points when you travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a one-stop small business credit card as well as a spending management tool. The card offers a slew of benefits, including a flat 1.5 percent cash-back rate on all purchases. The card doesn’t have annual fees and doesn’t require any other requirements other than a good credit rating.
If you are a new business it is possible to reap the benefits of a business credit card that is low-interest could be very appealing. It is also possible to think about a business credit card which offers additional security.
One of the key features of a low-interest business credit card is that you don’t have to worry about managing multiple cards or worrying about how much you’ll have to pay every month. This is especially true if you’re looking to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup companies. It offers a variety of advantages, including the highest sign-up bonus, purchase protection, as well as travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any initial APR promotions and the spending limit may not be appropriate for your business. In addition, it’s not exactly the most generous points-earning program.
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On the other side however, the Ink Business Preferred Card offers several other valuable features, including liability coverage in addition to primary car rental insurance and a shopping protection. As a small-scale business owner, you’ll surely get these benefits.
Furthermore, the Ink Business Preferred Card is an excellent way to earn points. Spend in certain categories , and you’ll earn three points per dollar. For instance, if add $500 worth of purchases to your card during the first three months, you’ll be eligible for the welcome bonus of 100,000 points.
Divvy
If you’re a start-up business owner in search of an enterprise credit card you might want think about Divvy. This card offers a variety of benefits and features. It also lets you keep track of your business expenses.
Divvy can be integrated with any external accounting software to allow users to look at their financial expenses. You can create budgets, set limits, and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards assess your business’ finances and help you decide how much money you can spend each month. As opposed to traditional business credit card, Divvy does not require a personal guarantee.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to know the rate of the company before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best interest rates for business loans and provide valuable rewards. For example a Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Some cards offer rewards for shopping and traveling while others can be used to build your credit score.
There are numerous credit card issuers you could select from, including Chase. You should also consider the method of use for the credit card. It is important to find a business credit card that will meet your specific needs.
The Ink Business Preferred(r) Credit Card is a good option for small-sized business owners. This card is a great way to earn rewards on various purchase categories and even protects employees’ mobile phone bills.