For those that are starting a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer, it can be challenging and overwhelming to apply for a business credit card. Here are some things to be aware of when applying for credit card.
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Brex 30
Brex offers a wide variety of financial services, such as corporate credit cards as well as spend management and expense management software. Brex is a complete financial solution for startups.
The Brex Card, or Brex for Startups, is an account that helps entrepreneurs build credit histories. The applicants don’t have to pay interest and don’t have to offer an individual guarantee. Instead, applicants are rated by the business model of the company and spending patterns.
Credit limits of up to 100 percent are available to applicants. The limit is determined by the amount a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards with a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also get three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a spending management tool. The card provides a range of benefits, including a simple 1.5 percent cashback rate on all purchases. There are no annual fees, and the card does not have other requirements other than having a high credit score.
For businesses that are just starting out it is possible to reap the benefits of a business credit card that is low-interest can be extremely appealing. A business credit card that comes with additional security could be an option.
A business credit card with a low-interest rate are extremely convenient since you’re not juggling the hassle of managing multiple cards or worrying about how much you can manage each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most sought-after business credit cards designed for entrepreneurs. It provides many advantages, including a large sign-up bonus as well as purchase protection as well as travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card isn’t an ideal choice, but. There aren’t any promotional APR promos and the spending limit might not be suitable for your company. It’s also not the best points-earning feature.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features, including liability coverage as well as primary car rental coverage, shopping protection, and primary coverage for car rentals. These perks are perfect for small business owners.
The Ink Business Preferred Card is another excellent way to earn points. Spend in certain categories , and you’ll earn three points per dollar. For instance, if make a purchase of $500 to your credit card during the first three months, you’ll get an initial bonus of 100,000 points.
Divide
If you’re a start-up business owner in search of a business credit card you might want to think about Divvy. This type of credit card provides many advantages and features. You can also monitor your business expenses with this card.
Divvy is compatible with any external accounting software that allows users to look at their financial expenses. You can create a budget, set limits, and request money. You can also set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card for corporate customers. These cards review your company finances and allow you to decide how much money you’ll need to invest every month. As opposed to traditional business credit card, Divvy doesn’t require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. It is important to know the interest rate of the company prior to you make an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the highest rates of interest on business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards can earn bonus points which can be converted to cash back. Some cards offer rewards for shopping and travel as well as others that can be used to build your credit score.
Apart from the top business credit cards from Chase There are other credit card issuers that you can use. However, you should consider how you will use a particular credit card. It is essential to locate the best business credit card that suits your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a fantastic option. This card provides solid rewards on different categories of purchases as well as will pay for employees’ cell phone bills.