If you’re thinking about starting your own business, the most important thing to consider is “Can I get my business credit card?” The answer is a resounding yes, but the process of applying for the business credit card could be confusing and overwhelming. Here are a few things to know about how to get an credit card.
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Brex provides a broad range of financial services, including corporate credit cards spending management, as well as expense management software. Brex provides a complete financial solution to startups.
The Brex Card, or Brex for Startups, is a credit card that helps entrepreneurs build credit histories. It doesn’t charge interest or require an individual guarantee. Instead, applicants are assessed by company business model and spending patterns.
Credit limits of up 100 percent are allowed for applicants. The limit is determined by the amount of money the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you can get four points on travel booked through Brex Travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a spend management tool. The card provides a range of advantages, including a fixed 1.5 percent cashback rate on all purchases. There are no annual fees and the card does not have other requirements except for having a high credit score.
For a startup business benefiting from a business credit card that is low-interest are a great deal. A business credit line with additional protection may be a viable option.
A low-interest business credit card are extremely convenient since you’re not burdened with the stress of managing multiple cards or worrying about how much money you can afford each month. This is especially applicable if you’re planning to finance major expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It provides many advantages, such as a huge initial bonus along with purchase protection, and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any promotional APR offers and the spending limit might not be suitable for your business. It’s also not the best point-earning option.
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On the other hand it is worth noting that the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance and primary car rental coverage, and a shopping protection. If you’re a small business owner, you’ll definitely enjoy these benefits.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories and you’ll earn three points per dollar. In this case when you spend $500 on purchases made with your card within the first three months, you will receive a 100,000 point welcome bonus.
If you’re a new business owner looking for an enterprise credit card you might want to think about Divvy. This type of card offers various benefits and features. It also lets you keep track of your business expenses.
Divvy can be used with accounting software, allowing users to easily view financial expenses. You can then create budgets, set the maximum limits and request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards evaluate your business’s financial situation and decide on how much you can spend each month. Unlike traditional business credit cards, Divvy doesn’t require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to learn about the rates offered by the company before you apply.
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Chase Ultimate Rewards
Business credit cards offer the opportunity to get the best interest rates on business loans, and can also offer valuable rewards. For example one card, the Chase Ultimate Rewards business credit card gives you bonus points that can be converted into cash. Certain cards provide rewards for shopping and travelling as well as other cards that can be used to help build your business’s credit.
Aside from the best business credit cards offered by Chase There are other credit card issuers you can use. You should also think about the method of use for the credit card. It is essential to locate the best business credit card that is suitable for your needs.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card an excellent choice. The card gives you solid rewards for various categories of purchases and even covers cell phone bills.