For those who are just beginning a business, one of the most important questions they’ll need to answer is “Can I get a business credit card?” The answer is a resounding yes, but the process of obtaining the business credit card could be daunting and confusing. Here are some things to know about how to get the credit card you need.
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Brex 30
Brex provides a range of financial services including corporate credit cards along with spend management and expense management software. Brex offers a complete financial solution for new businesses.
The Brex Card, or Brex for Startups, is an account that helps startups establish credit histories. The applicants don’t pay interest or have to provide a personal guarantee. Instead applicants are evaluated on their financial model and spending habits.
Credit limits as high as 100 percent are permissible for applicants. The limit is determined by the amount the customer has in their Brex Cash account. Each day, the Brex Card draws from the account to determine the limit of its spending.
With a Brex Corporate Credit Card You can earn rewards on purchases. For example, you can earn four points on trips booked through Brex Travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card offers a variety of benefits, including a standard 1.5% cashback rate on all purchases. The card does not have annual fees and does not have any other qualifications other than having a high credit score.
A business credit card with low interest is a great choice for new businesses. You may also think about a business credit card which offers additional security.
One of the main advantages of a low interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you can afford to pay every month. This is especially true if are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It comes with a variety of advantages, such as a huge sign-up bonus as well as purchase protection as well as travel perks. However, it also has some disadvantages.
The Ink Business Preferred Card may not be ideal. There aren’t any APR introductory promotions to be found, and the spending cap could be too low for your company. It’s not the most efficient points-earning feature.
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The Ink Business Preferred Card, on the other hand, offers many other useful features, including liability coverage as well as primary coverage for car rentals, shopping protection, and primary car rental coverage. These benefits are perfect for small business owners.
Furthermore it is worth noting that the Ink Business Preferred Card is an excellent opportunity to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For example, if you make a purchase of $500 to your card in the first three months, you’ll receive an initial bonus of 100,000 points.
Divide
The Divvy is a great option for business owners who are just starting out looking for an business card. This card has a variety of benefits and features. It also allows you to monitor your business expenses.
Divvy can be used with any external accounting software that allows users to see their financial expenses. The program allows you to create a budget, limit spending and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card. These cards evaluate your business finances and assist you to decide what amount of money you can spend every month. In contrast to traditional business credit cards, Divvy is not a requirement for personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure highest rates of interest for business loans and offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted to cash or cash back. Certain cards provide rewards for travel and shopping while others can be used to boost your credit score.
In addition to the top business credit cards from Chase, there are other credit card issuers you can turn to. You should also consider how you will use the credit card. It is important to find the best business credit card that meets your needs.
Small-sized business owners will find the Ink Business Preferred(r) Credit Card an excellent option. The card is a good option for earning rewards across a variety of categories and even protects employees’ mobile phone expenses.