If you’re thinking of creating an enterprise, the most important question to ask is “Can I get my business credit card?” While the answer is yes, it can be daunting and confusing to apply for an enterprise credit card. Here are some points you should be aware of about the process of getting an credit card.
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Brex 30
Brex provides a variety of financial services, including corporate credit cards, spend management, and expense management software. Brex offers a complete financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is an credit card that assists entrepreneurs build credit histories. It doesn’t charge interest and don’t have to provide an individual guarantee. Instead applicants are evaluated based on their business model and their spending habits.
Credit limits up to 100 percent are available to applicants. This limit is determined by the amount that a customer has in their Brex Cash account. Each day the Brex Card draws from the account to determine its spending limit.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points to book travel. You can also earn three points for dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a budget management tool. The card comes with a variety of benefits, including a fixed 1.5 percent cash-back rate on all purchases. The card does not have annual fees and doesn’t have any other requirements than a good credit rating.
A business credit card with low interest is a great choice for those who are just starting out. You may also consider a business credit card that offers additional protection.
One of the key features of a low-interest business credit card is that you don’t need to fret about juggling several cards or worrying about how much you’ll be able to pay off every month. This is especially applicable if you’re planning to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup companies. It offers a range of advantages, including a high sign-up bonus, purchase protection, as well as travel perks. However, it also has some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR promos and the spending limit may not be appropriate for your company. This isn’t the most efficient points-earning program.
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On the other hand however, the Ink Business Preferred Card offers many other beneficial features, such as liability insurance as well as primary coverage for car rental and a shopping insurance. As a small business owner, you’ll surely enjoy these benefits.
The Ink Business Preferred Card is another great method to earn points. When you spend money in certain categories, you’ll earn 3 points for every dollar you spend. For instance, if charge $500 in purchases to your card in the first three months, you’ll be eligible for a welcome bonus of 100,000 points.
Divvy
Divvy is an excellent choice for business owners in the beginning seeking a business card. This card has a variety of advantages and features. You can also track your business expenses with this card.
The Divvy app can be used with any accounting software to allow users to view their financial expenses. The software lets you create a budget, restrict spending and request money. It also lets you set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card for businesses. These cards evaluate your business finances and assist you to determine how much you’ll need to spend each month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is crucial to know the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure highest rates of interest on business loans and provide valuable rewards. For example one card, the Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash. Certain cards provide rewards for shopping and travelling and some can be used to help to build credit for your business.
There are a myriad of credit card issuers to pick from, including Chase. However, you must think about the ways you will make use of a particular credit card. It is vital to locate the best business credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a great option for small-sized business owners. The card provides solid rewards for various categories of purchases and even covers mobile phone bills.