If you’re starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer but it can be daunting and confusing to apply for a business credit card. Here are some things to be aware of when applying for the credit card you need.
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Brex provides a variety of financial services, such as corporate credit cards as well as spend management and expense management software. Brex offers a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups establish their credit histories. Applicants don’t pay interest and don’t have to offer an individual guarantee. Instead, applicants are evaluated by company business model and spending habits.
Customers can get up to 100 percent credit. The limit is by the amount of cash in a customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine its spending limit.
You can earn rewarding rewards by using the Brex Corporate credit card. For instance, you could earn four points on trips booked through Brex Travel. You can also receive three points for dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as an expense management tool. It comes with a myriad of benefits, including a flat 1.5 percent cash-back rate on all purchases. The card has no annual fees and does not have any other qualifications other than a good credit rating.
A low-interest business credit line is a great choice for startups. You might also look into a credit card for business that provides additional security.
One of the main features of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about the amount you can afford to pay off each month. This is especially true if you are looking to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for new companies. It has many benefits, including a high reward for signing up along with purchase protection, and travel perks. It does have some drawbacks.
The Ink Business Preferred Card isn’t perfect, however. There are no introductory APR promotions to be found and the spending limit could be too low for your business. It’s also not the most effective points-earning feature.
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On the other hand the Ink Business Preferred Card offers numerous other useful features, such as liability insurance and primary car rental coverage and a shopping protection. These perks are perfect for small-scale business owners.
Furthermore to that, the Ink Business Preferred Card is an excellent method to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. For instance, if you charge $500 on purchases to your card during the first three months, you’ll get an initial bonus of 100,000 points.
Divvy is a good option for startup business owners seeking a business card. This card has a variety of advantages and features. You can also track your business expenses with this card.
Divvy can be used with accounting software, allowing users to quickly view financial expenses. The software allows you to create a budget, restrict spending and request money. Additionally, Divvy allows you to set a spending limit for your employees.
Divvy also offers a corporate credit card. The cards analyze your company’s finances and determine the amount you can spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate of the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most favorable rates of interest on business loans. They also offer rewards. For instance, a Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Some cards offer rewards for travel and shopping as well as others that can be used to boost your credit score.
In addition to the top business credit cards from Chase and other credit card issuers that you can turn to. You should also think about how you will use the credit card. It is vital to choose the appropriate business credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. The card gives you solid rewards on various purchase categories as well as will pay for employees’ cell phone bills.