If you’re thinking about creating an enterprise, the most important thing to consider is “Can I get my business credit card?” The answer is a resounding yes but the process of getting a business credit card can be overwhelming and confusing. Here are some things to know about how to get an credit card.
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Brex offers a variety of financial services like corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also known as Brex for Startups, is an account that helps startups establish credit histories. Applicants don’t pay interest or need to provide an individual guarantee. Rather, applicants are evaluated by the business model of the company and spending patterns.
Users can get a 100 percent credit limit. The limit is determined by the amount of money in a customer’s Brex Cash account. Every day, the Brex Card draws from the account to determine the limit of its spending.
You can earn significant rewards with a Brex Corporate credit card. For instance, you’ll get four points on travel booked through Brex Travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and a spend management solution. The card offers a variety of benefits, including a standard 1.5 percent cashback on all purchases. There are no annual charges, and the card doesn’t require other requirements, aside from a good credit score.
For a startup business, the benefits of using the low-interest business credit cards could be very appealing. A business credit card with additional protection may be a viable option.
A business credit card with a low-interest rate are very convenient because you’re not juggling the hassle of managing multiple cards or worrying about the amount of money you’ll have to pay each month. This is especially true if you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards for startup businesses. It has many benefits, including a high sign up bonus, purchase protection, as well as travel benefits. However, it has some drawbacks.
The Ink Business Preferred Card may not be perfect. There aren’t any promotional APR promotions to be found and the spending cap could be too low for your business. It’s not the most efficient points-earning program.
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The Ink Business Preferred Card, however it comes with a variety of other beneficial features, such as liability coverage as well as primary coverage for car rentals, shopping protection, and primary car rental coverage. As a small-scale business owner, you’ll definitely enjoy these benefits.
The Ink Business Preferred Card is another excellent way to earn points. If you make purchases in certain categories, you can earn 3 points per dollar you spend. For instance, if you add $500 worth of purchases to your card during the first three months, you’ll get an offer of 100,000 points.
If you’re a start-up business owner in search of a credit card for business you might want consider Divvy. This card offers a variety of benefits and features. You can also monitor your business expenses with this card.
The Divvy app can be used with any accounting software that allows users to monitor their financial expenses. You can create budgets, set limits, and request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers a corporate credit card for businesses. These cards review your company financial situation and help you decide how much money you’ll need to spend each month. As opposed to traditional business credit card, Divvy does not require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to understand the company’s rate before submitting an application.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the best rates of interest on business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash back. Some cards offer rewards for purchases and travel while others can be used to improve your credit score.
Apart from the top business credit cards from Chase, there are other credit card issuers you can choose from. But, you must consider how you will utilize a specific credit card. It is crucial to select the correct corporate credit card for your needs.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. The card provides solid rewards for various categories of purchases and even covers mobile phone expenses.