For those who are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes but the process of obtaining a business credit card can be daunting and confusing. Here are some things to be aware of before obtaining an credit card.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards, spend management and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card that helps start-ups build credit histories. It doesn’t charge interest or require personal guarantees. Instead, applicants are evaluated by the business model of the company and spending habits.
Users can get a 100 percent credit limit. This limit is based on the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards with a Brex Corporate credit card. Brex Travel offers four points when you book travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spending management system. It offers a wide range of benefits, including a standard 1.5 percent cashback rate on all purchases. The card does not have annual fees and doesn’t require any other qualifications other than having a high credit score.
For businesses that are just starting out one of the advantages of using a low-interest business credit card are a great deal. You might also think about a business credit card that provides additional security.
One of the primary benefits of a business low-interest credit card is that you don’t have to fret about juggling several cards or worrying about how much you can afford to pay each month. This is especially relevant if you’re trying to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards available to start-up companies. It offers a range of benefits, such as an impressive sign-up bonus, purchase security, and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any initial APR promos and the spending limit might not be suitable for your company. In addition, it’s not exactly the most generous points-earning program.
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On the other side however, the Ink Business Preferred Card offers several other valuable features, such as liability insurance and primary car rental coverage and a shopping protection. These perks are perfect for small business owners.
The Ink Business Preferred Card is another excellent method to earn points. Spend in certain categories and earn three points per dollar. For example, if you charge $500 in purchases to your credit card within the first three months, you’ll get an offer of 100,000 points.
Divvy
If you’re a startup business owner in search of a business credit card You might want to look into Divvy. This card has a variety of advantages and features. You can also keep track of your business expenses using this card.
Divvy can be used with accounting software and enables users to view their financial expenses. You can then create budgets, set the limits on spending and request money. Additionally, Divvy lets you set an expense limit for your employees.
Divvy also offers a corporate card. These cards evaluate your business’s finances and decide how much you should spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it is important to understand the company’s rate prior to applying.
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Chase Ultimate Rewards
Business credit cards are the opportunity to get the best rates of interest on business loans. They can also provide valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash or cash back. Certain cards provide rewards for travel and shopping as well as other cards that can be used to increase your business’s credit.
Aside from the best business credit cards from Chase, there are other credit card issuers you can turn to. But, you must consider the way you intend to make use of a particular credit card. It is crucial to choose the appropriate business credit card for your needs.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. This card offers solid rewards for a variety of purchase categories and even covers employees’ mobile phone bills.