For those that are starting the business of their own, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While there is a yes answer it can be challenging and overwhelming to apply for an enterprise credit card. Here are some points you should be aware of about the process of applying for credit card.
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Brex offers a wide range of financial services, such as corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them build their credit score. Applicants don’t pay interest or offer an individual guarantee. Instead applicants are evaluated on their company’s business model and their spending habits.
Credit limits up to 100 percent are permissible for applicants. This limit is determined by the amount of money customers have in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewards when you use a Brex Corporate credit card. For example, you can earn four points on travel booked through Brex Travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as an expense management tool. It offers a wide range of advantages, including a fixed 1.5 percent cashback on all purchases. There are no annual fees, and the card doesn’t have any other requirements, aside from an excellent credit score.
A low-interest business credit line is a great option for startups. A business credit card that offers additional security might be a viable option.
Business credit cards with low interest are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about how much you can manage each month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for startup companies. It comes with a range of benefits, such as an impressive sign-up bonus, purchase security, and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be perfect. There are no introductory APR deals and the spend limit might not be suitable for your business. It’s not the most efficient point-earning option.
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On the other side the Ink Business Preferred Card offers many other beneficial features, including liability coverage and primary car rental coverage and a shopping protection. As a small business owner, you’ll definitely get these benefits.
Additionally, the Ink Business Preferred Card is a great opportunity to earn points. If you make purchases in certain categories, you can earn three points for every dollar you spend. For example the case of spending $500 on purchases made with your card in the first three months, you will receive a 100,000 point welcome bonus.
If you’re a business owner in search of a business credit card You might want to think about Divvy. This kind of card comes with many benefits and features. You can also keep track of your business expenses using this card.
Divvy can be used with accounting software, allowing users to quickly view the financial expenses. You can create budget, set limits, and request funds. It also lets you set an expense limit for your employees.
Divvy also offers a corporate credit card for companies. These cards review your company finances and allow you to decide how much money you’ll need to spend every month. Unlike traditional business credit cards, Divvy does NOT require a personal guarantee.
However, Divvy does not disclose any interest rates on its website. It is important to know the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the best interest rates for business loans and provide valuable rewards. Chase Ultimate Rewards business credit cards offer bonus points that can be converted into cash back. Some cards offer rewards for shopping and travel, and others can be used to help to build credit for your business.
There are numerous credit card issuers you could choose from, such as Chase. But, you must consider how you will utilize a specific credit card. It is important that you choose the appropriate business credit card for your requirements.
Small-sized business owners will find the Ink Business Preferred(r), Credit Card a great option. This card offers solid rewards on different categories of purchases and also will pay for employees’ cell phone bills.