For those that are starting the business of their own, one of the most important questions they’ll have to answer is “Can I get a business credit card?” While the answer is yes, it can be daunting and confusing to apply for a business credit card. Here are some things to learn about getting an credit card.
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Brex 30
Brex offers a variety of financial services including corporate credit cards along with spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that can help startups establish their credit history. The applicants don’t have to pay interest or require an individual guarantee. Instead, applicants are assessed on the basis of their business model and spending habits.
Credit limits as high as 100 percent are permitted for applicants. The limit is determined by the amount of money a customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
You can earn rewards using a Brex Corporate credit card. Brex Travel offers four points to book travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spend management solution. The card comes with a host of benefits including a flat 1.5% cash back rate on all purchases. There are no annual fees and the card does not have other requirements other than having a high credit score.
A low-interest business credit card is a great choice for new businesses. It is also possible to consider a business credit card which offers additional security.
Business credit cards with low interest are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about the amount of money you can afford each month. This is particularly important if you’re trying to finance large expenditures.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards designed for start-up businesses. It provides many benefits, including a high sign-up bonus along with purchase protection, along with travel perks. It has some downsides.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any promotional APR promotions to be found, and the spending limit may be too low for your company. It’s also not the best points-earning feature.
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On the other side, the Ink Business Preferred Card offers a lot of other useful features, such as liability insurance and primary car rental coverage and a shopping insurance. If you’re a small business owner, you’ll surely enjoy these benefits.
The Ink Business Preferred Card is another great way to earn points. When you spend in certain categories, you’ll earn three points for every dollar you spend. For instance, if charge $500 on purchases to your credit card during the first three months, you’ll get the welcome bonus of 100,000 points.
Divide
Divvy is an excellent choice for business owners in the beginning seeking business cards. This type of card comes with many advantages and features. You can also keep track of your business expenses using this card.
Divvy can be integrated with any accounting software to allow users to look at their financial expenses. The program allows you to create a budget, restrict spending and even request money. Additionally, Divvy lets you to set a spending limit for your employees.
Divvy also offers corporate cards. These cards look at your company’s finances and determine how much you can spend every month. Contrary to traditional business credit cards, Divvy is not a requirement for personal guarantees.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s essential to understand the company’s rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the highest interest rates for business loans and offer valuable rewards. For instance a Chase Ultimate Rewards business credit card provides bonus points which could be converted to cash back. Certain cards provide rewards for travel and shopping as well as others that can be used to improve your credit score.
Aside from the best business credit cards from Chase There are other credit card issuers that you can turn to. However, you must think about the way you intend to make use of a particular credit card. It is important to find the best business credit card that is suitable for your specific requirements.
Small business owners will find the Ink Business Preferred(r), Credit Card an excellent option. The card gives you solid rewards on different categories of purchases as well as covers employees’ cell phone bills.