If you are thinking of starting your own business, the most important question you should ask yourself is “Can I get my business credit card?” The answer is a resounding yes however the process of obtaining a business credit card can be overwhelming and confusing. Here are a few things to know about how to get the credit card you need.
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Brex offers a wide range of financial services, including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. Applicants don’t pay interest or require an individual guarantee. Instead, applicants are evaluated by the business model of the company and spending habits.
Customers can get up to a 100 percent credit limit. The limit is determined based on the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card, you can earn valuable rewards on purchases. Brex Travel offers four points when you book travel. You can also receive three points on dining.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as an expense management tool. The card offers a variety of benefits, including a standard 1.5 percent cashback rate on all purchases. There are no annual fees, and the card doesn’t require other requirements, aside from having a high credit score.
A business credit card with a low-interest rate is a great option for startups. You may also look into a credit card for business that provides additional security.
One of the key benefits of a business low-interest credit card is that you don’t have to fret about juggling several cards or worrying about the amount you can afford to pay off each month. This is especially applicable if you’re planning to finance large expenses.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards for startups. It offers many advantages, such as a huge initial bonus and purchase protection as well as travel benefits. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any promotional APR deals and the spend limit might not be suitable for your business. It’s also not the most effective points-earning feature.
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The Ink Business Preferred Card, on the other hand provides a range of useful features such as liability coverage as well as primary car rental coverage shopping protection, and primary coverage for car rental. These perks are great for small business owners.
Moreover, the Ink Business Preferred Card is an excellent opportunity to earn points. If you make purchases in certain categories, you’ll earn three points for every dollar you spend. In this example for example, if you spend $500 on purchases to your card within the first three months, you will be awarded a 100,000 points welcome bonus.
The Divvy card is a great choice for business owners who are just starting out seeking a business card. This type of card offers many advantages and features. You can also keep track of your business expenses using this card.
Divvy is compatible with external accounting software that allows users to quickly view financial expenses. The program lets you make a budget, limit spending, and request funds. Divvy also allows you to set a spending limit for your employees.
Divvy also has a corporate card. The cards analyze your company’s finances and determine the amount you’ll need to spend every month. Contrary to traditional business credit cards, Divvy does NOT require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. It is essential to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards provide the chance to secure best interest rates on business loans, and they are also able to provide useful rewards. For instance, a Chase Ultimate Rewards business credit card can earn bonus points that could be converted to cash back. Some cards offer rewards for shopping and travelling as well as other cards that can be used to build your business’s credit.
Aside from the best business credit cards from Chase There are other credit card issuers that you can choose from. However, you should think about the way you intend to make use of a particular credit card. It is important to select a business credit card that suits your particular needs.
The Ink Business Preferred(r) Credit Card is a viable option for small-sized business owners. The card gives you solid rewards on different categories of purchases and even will pay for employees’ cell phone bills.