If you’re thinking about creating a business, the most important thing to consider is “Can I get my business credit card?” While the answer is yes but it can be difficult and confusing to apply for an enterprise credit card. Here are some things to be aware of before obtaining a credit card.
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Brex 30
Brex provides a range of financial services , including corporate credit cards spending management, as well as expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is a credit card that helps startups establish credit histories. The applicants don’t pay interest or have to provide a personal guarantee. Instead, applicants are rated by company business model and spending habits.
The applicants can enjoy up to 100 percent credit. The limit is determined by the amount of money the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points when you book travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is an all-in-one small business credit card and spend management tool. The card comes with a host of benefits, including a flat 1.5 percent cash-back rate on all purchases. There are no annual fees and the card does not have other requirements aside from having a high credit score.
A low-interest business credit card is a great choice for startups. A business credit line with additional security could be a possibility.
One of the key features of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about how much you can afford to pay off each month. This is particularly applicable if you’re planning to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards available to start-up businesses. It provides many benefits, including a substantial sign up bonus as well as purchase protection along with travel perks. It has some downsides.
The Ink Business Preferred Card isn’t perfect, however. There aren’t any APR introductory promotions to be found, and the spending cap may be too low for your company. In addition, it’s not exactly the most generous points-earning feature.
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On the other side the Ink Business Preferred Card offers several other valuable features, including liability coverage, primary car rental coverage and a shopping protection. These perks are great for small-scale business owners.
The Ink Business Preferred Card is another excellent method to earn points. When you spend in certain categories, you can earn three points per dollar you spend. In this instance for example, if you spend $500 on purchases with your card within the first three months, you’ll get a 100,000 point welcome bonus.
Divide
If you’re a start-up business owner looking for a credit card for business you might want to look into Divvy. This card comes with a wide range of advantages and features. It also lets you keep track of your business expenses.
Divvy is compatible with any accounting software that allows users to look at their financial expenses. You can create a budget, set limits, and request money. In addition, Divvy allows you to set a maximum spending limit for your employees.
Divvy also has a corporate card. The cards analyze your company’s finances and decide how much you can spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. It is important to know the company’s interest rate before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to obtain the most favorable interest rates for business loans, and also provide valuable rewards. For instance a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash. Some cards offer rewards for travel and shopping as well as other cards that can be used to improve your company’s credit score.
Apart from the top business credit cards from Chase but there are many other credit card issuers you can use. You should also think about how you will use the credit card. It is crucial to locate the best corporate credit card for your requirements.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. This card offers solid rewards for various purchase categories and even covers mobile phone costs.