If you’re starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is a resounding yes however, the process of applying for an official business credit card can be overwhelming and confusing. Here are a few points you should be aware of about the process of getting a credit card.
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Brex provides a range of financial services including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card for start-ups that helps them build their credit history. Applicants don’t pay interest or provide personal guarantees. Instead applicants are evaluated based on their business model and spending habits.
Credit limits as high as 100 percent are permitted for applicants. The limit is determined by the amount the customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn significant rewards by using a Brex Corporate credit card. For instance, you’ll get four points on travel booked through Brex Travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and a spend management solution. It offers a wide range of benefits, including a standard 1.5 percent cashback rate on all purchases. The card has no annual charges and doesn’t need any other qualifications other than a good credit rating.
For a startup business it is possible to reap the benefits of a business credit card with low interest are a great deal. You may also want to look into a business credit card which offers additional security.
One of the main benefits of a business low-interest credit card is that you don’t need to fret about juggling several cards or worrying about the amount you can afford to pay every month. This is especially true when you are planning to finance significant expenses.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards designed for start-up businesses. It comes with a range of benefits, including an impressive sign-up bonus, purchase protection, and travel perks. However, it has some drawbacks.
The Ink Business Preferred Card may not be the perfect choice for your business. There aren’t any promotional APR promotions and the spending limit may not be appropriate for your business. It’s also not the most generous points-earning program.
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The Ink Business Preferred Card, however provides a range of useful features, such as liability coverage, primary car rental coverage shopping protection, as well as primary coverage for rental cars. If you’re a small-sized company owner, you’ll certainly benefit from these benefits.
The Ink Business Preferred Card is another excellent way to earn points. Spend in certain categories , and you’ll earn three points per dollar. In this instance the case of spending $500 on purchases to your card in the first three months, you’ll receive a 100,000-point welcome bonus.
The Divvy is a great option for business owners in the beginning seeking an enterprise card. This card comes with a wide range of advantages and features. It also lets you monitor your business expenses.
Divvy can be integrated alongside any other accounting software that allows users to look at their financial expenses. You can then create a budget, set limits, and request money. Additionally, Divvy lets you set an expense limit for your employees.
Divvy also offers corporate cards. These cards assess your business’ finances and help you determine how much you can spend every month. As opposed to traditional business credit card, Divvy is not a requirement for personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to secure the most favorable interest rates for business loans and offer valuable rewards. For example one card, the Chase Ultimate Rewards business credit card offers bonus points that could be converted to cash back. Some cards offer rewards for shopping and traveling while others can be used to boost your credit score.
There are a variety of credit card issuers to choose from, such as Chase. However, you must think about the manner in which you utilize a specific credit card. It is crucial to choose the right business credit card that meets your particular needs.
The Ink Business Preferred(r) Credit Card is a good choice for small-sized business owners. This card offers solid rewards on various purchase categories, and it even covers employees’ cell phone bills.