For those that are starting a business, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes but the process of applying for a business credit card can be confusing and overwhelming. Here are some things you need to know about how to get a credit card.
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Brex 30
Brex offers a wide range of financial services, including corporate credit cards as well as spend management and expense management software. Brex offers a comprehensive financial solution for entrepreneurs.
The Brex Card, also known as Brex for Startups, is an credit card that assists startups establish their credit history. The applicants don’t have to pay interest or provide a personal guarantee. Instead, applicants are assessed on the basis of their business model and spending habits.
Credit limits as high as 100 percent are available to applicants. The limit is determined based on the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn substantial rewards on purchases. Brex Travel offers four points for booking travel. Additionally, you can earn three points for dining.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can also be used as a budget management tool. It offers a wide range of benefits, including a simple 1.5% cashback rate on all purchases. There are no annual charges, and the card doesn’t require other requirements, aside from having a credit score of at least.
For businesses that are just starting out benefiting from a low-interest business credit card can be extremely appealing. You might also think about a business credit card that provides additional security.
One of the key advantages of a low interest business credit card is that you don’t need to worry about managing multiple cards or worrying about how much you’ll be able to pay every month. This is especially important if you’re trying to finance large purchases.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for new companies. It comes with a variety of benefits, including a substantial sign up bonus and purchase protection and travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be perfect. There aren’t any introductory APR promotions to be found, and the spending cap may be too low for your business. It’s also not the most generous points-earning program.
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On the other hand it is worth noting that the Ink Business Preferred Card offers several other valuable features, including liability coverage in addition to primary car rental insurance as well as a shopping security. As a small company owner, you’ll certainly get these benefits.
Moreover that, the Ink Business Preferred Card is an excellent method to earn points. When you spend money in certain categories, you’ll earn three points for every dollar you spend. In this example for example, if you spend $500 on purchases on your card within the first three months, you’ll get a 100,000 point welcome bonus.
Divide
The Divvy is a great option for business owners in the beginning looking for business cards. This type of card offers a range of benefits and features. It also allows you to track your business expenses.
Divvy is compatible with external accounting software and enables users to view their financial expenses. You can create budgets, set the maximum limits and request money. You can also set a spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards look at your company’s financial situation and decide on how much you’ll have to spend each month. Unlike traditional business credit cards, Divvy is not a requirement for an individual guarantee.
However, Divvy doesn’t disclose interest rates on its website. It is crucial to know the interest rate of the company prior to you apply.
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Chase Ultimate Rewards
Business credit cards are an opportunity to secure the most favorable interest rates on business loans, and they are also able to provide useful rewards. For example one card, the Chase Ultimate Rewards business credit card offers bonus points that could be converted to cash back. Some cards offer rewards for shopping and travel, and others can be used to to build credit for your business.
Aside from the best business credit cards from Chase, there are other credit card issuers you can turn to. You should also think about the way you intend to use the credit card. It is crucial to select the correct business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a good option for a small business owner. This card provides solid rewards on a variety of purchase categories, and it even will pay for employees’ cell phone bills.