If you are thinking of creating your own business, the most important question is “Can I get my business credit card?” While there is a yes answer it can be daunting and confusing to apply for a business credit card. Here are some things you should know about the process of obtaining a credit card.
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Brex offers a variety of financial services including corporate credit cards, spend management and expense management software. Brex offers a complete financial solution for startups.
The Brex Card, also known as Brex for Startups, is an account that helps startups build their credit history. The applicants don’t have to pay interest and don’t need to offer personal guarantees. Instead, applicants are assessed by the business model of the company and spending patterns.
The applicants can enjoy up to a 100 percent credit limit. This limit is by the amount of money that is in a customer’s Brex Cash account. Each day the Brex Card draws from the account to determine the limit of its spending.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. Brex Travel offers four points for booking travel. You can also earn three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card and spending management solution. The card comes with a variety of benefits, including a flat 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card doesn’t have other requirements except for an excellent credit score.
A low-interest business credit line is a great choice for startups. You might also consider a business credit card which offers additional security.
One of the main features of a low-interest business credit card is that you don’t need to worry about juggling multiple cards or worrying about the amount you can afford to pay every month. This is especially true when you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards designed for start-up companies. It comes with a range of advantages, including an excellent sign-up bonus purchase security, and travel perks. It has some downsides.
The Ink Business Preferred Card may not be perfect. There aren’t any promotional APR promotions and the spending limit may not be appropriate for your business. It’s not the most efficient points-earning feature.
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The Ink Business Preferred Card, on the other hand provides a range of useful features, such as liability coverage, primary coverage for car rentals shopping protection, and primary coverage for car rental. As a small-scale business owner, you’ll surely benefit from these perks.
Additionally that, the Ink Business Preferred Card is a great way to earn points. Spend in specific categories and you’ll earn 3 points for every dollar. For instance, if you make a purchase of $500 to your card in the first three months, you’ll get the welcome bonus of 100,000 points.
Divvy is a good option for business owners in the beginning looking for business cards. This card has a variety of benefits and features. You can also track your business expenses with this card.
Divvy works with external accounting software and enables users to view their financial expenses. You can create budgets, set the maximum limits and request money. Additionally, Divvy allows you to set a maximum spending limit for your employees.
Divvy also offers a corporate credit card for companies. These cards evaluate your business’s finances and determine the amount you can spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to learn about the rates offered by the company before you apply.
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Chase Ultimate Rewards
Business credit cards can be used to get the most favorable interest rates for business loans. They also offer rewards. For example the Chase Ultimate Rewards business credit card gives you bonus points that could be converted to cash back. Some cards offer rewards for shopping and travelling and some can be used to help increase your business’s credit.
There are a variety of credit card issuers you could choose from, including Chase. It is important to consider the way you intend to use the credit card. It is important that you choose the appropriate business credit card to meet your requirements.
The Ink Business Preferred(r) Credit Card is a good option for small-sized business owners. The card gives you solid rewards for various categories of purchases, and it even will pay for employees’ cell phone bills.