If you’re starting an enterprise, one of the most important questions they’ll need to answer is “Can I get a business credit card?” While the answer is yes it can be confusing and overwhelming to apply for a business credit card. Here are some points you should be aware of about the process of getting an credit card.
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Brex 30
Brex offers a variety of financial services , including corporate credit cards as well as spend management and expense management software. Brex provides a complete financial solution for entrepreneurs.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build credit histories. Applicants don’t pay interest and don’t have to offer a personal guarantee. Instead, applicants are evaluated on the basis of their business model and spending habits.
Customers can get up to 100 percent credit. The limit is determined based on the amount of money that is in the customer’s Brex Cash account. Every day the Brex Card draws from the account to determine its spending limit.
You can earn valuable rewards when you use a Brex Corporate credit card. Brex Travel offers four points to book travel. You can also get three points when dining out.
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Capital on Tap
Capital on Tap is a small-sized business credit card that can be used as a budget management tool. The card provides a range of benefits, including a flat 1.5 percent cashback on all purchases. The card has no annual fees and doesn’t require any other requirements other than a good credit rating.
For a business that is just beginning, the benefits of using the low-interest business credit cards could be very appealing. A business credit card that comes with added security may be an option.
One of the main features of a low-interest business credit card is that you don’t have to worry about juggling multiple cards or worrying about how much you’ll be able to pay each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the best business credit cards for startup businesses. It offers a range of benefits, such as an excellent sign-up bonus purchase protection, and travel perks. However, it does have a few drawbacks.
The Ink Business Preferred Card isn’t ideal, however. There aren’t any introductory APR promotions available, and the spending limit could be too low for your business. It’s also not the most generous points-earning program.
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On the other hand the Ink Business Preferred Card offers several other valuable features, such as liability insurance and primary car rental coverage as well as a shopping security. These perks are perfect for small-scale business owners.
Furthermore that, the Ink Business Preferred Card is a great opportunity to earn points. If you make purchases in certain categories, you’ll earn 3 points for every dollar you spend. For instance, if you make a purchase of $500 to your credit card within the first three months, you’ll receive the welcome bonus of 100,000 points.
Divide
The Divvy card is a great choice for startup business owners seeking business cards. This type of card comes with various benefits and features. You can also keep track of your business expenses by using this card.
Divvy integrates with other accounting software and enables users to easily monitor the financial expenses. You can then create budgets, set the limits, and request money. Additionally, Divvy lets you set an expense limit for your employees.
Divvy also offers a corporate credit card. These cards assess your company’s financial situation and decide on how much you can spend each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s essential to be aware of the company’s rates before submitting an application.
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Chase Ultimate Rewards
Business credit cards provide the chance to secure most favorable interest rates on business loans, and they can also offer valuable rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash or cash back. Some cards offer rewards for shopping and traveling, and others can be used to build your business’s credit.
There are many credit card issuers that you can choose from, such as Chase. It is important to consider what you intend to do with the credit card. It is important that you select the correct business credit card to meet your needs.
Small business owners will find the Ink Business Preferred(r) Credit Card a great option. This card offers solid rewards for a variety of purchase categories and even protects employees’ mobile phone bills.