For those that are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” Although there is a yes answer but it can be daunting and confusing to apply for a business credit card. Here are some tips to know about how to get a credit card.
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Brex offers a wide range of financial services, including corporate credit cards and spend management as well as expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card that assists start-ups build their credit score. The cardholders don’t have to pay any interest and don’t have to offer an individual guarantee. Instead, applicants are evaluated by the business model of the company and spending patterns.
Applicants can have up to 100 percent credit. The limit is determined by the amount customers have in their Brex Cash account. Every day the Brex Card draws from the account to determine the limit of its spending.
With a Brex Corporate Credit Card You can earn rewards on purchases. For instance, you’ll earn four points on trips booked through Brex Travel. You can also earn three points when dining out.
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Capital on Tap
Capital on Tap is a small business credit card that can be used as a spend management tool. It offers a wide range of advantages, including a fixed 1.5 percent cashback on all purchases. The card is free of annual fees and does not have any other requirements other than an excellent credit score.
For a business that is just beginning benefiting from a low-interest business credit card are a great deal. You may also want to consider a business credit card with additional protection.
Business credit cards with low interest are very convenient because you’re not juggling the hassle of managing multiple credit cards or worrying about how much money you’ll have to pay each month. This is particularly relevant if you’re trying to finance large expenditures.
Ink Business Preferred credit card
The Ink Business Preferred card is one of the top business credit cards available to start-up businesses. It provides a wide range of benefits, including the highest sign-up bonus, purchase protection, as well as travel perks. It does have some drawbacks.
The Ink Business Preferred Card may not be the best choice for you. There aren’t any initial APR promos and the spending limit may not be appropriate for your company. Moreover, it’s not the most generous point-earning system.
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The Ink Business Preferred Card, however it offers a number of additional useful features, such as liability coverage primary car rental coverage, shopping protection, and primary car rental coverage. These benefits are perfect for small business owners.
Furthermore, the Ink Business Preferred Card is a great way to earn points. Spend in certain categories and earn 3 points for every dollar. For instance, if you add $500 worth of purchases to your card in the first three months, you’ll be eligible for a welcome bonus of 100,000 points.
Divvy is an excellent choice for business owners in the beginning seeking an business card. This card comes with a wide range of advantages and features. You can also keep track of your business expenses using this card.
Divvy can be integrated with any accounting software that allows users to look at their financial expenses. The program lets you create a budget, limit spending and request money. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also has corporate cards. The cards analyze your company’s finances and decide how much you’ll have to spend each month. Divvy doesn’t require personal guarantees, unlike traditional business credit cards.
However, Divvy does not disclose any interest rates on its website. Therefore, it’s important to know the rate of the company prior to applying.
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Chase Ultimate Rewards
Business credit cards can be used to get the best rates of interest for business loans and offer valuable rewards. For example, a Chase Ultimate Rewards business credit card provides bonus points which can be converted into cash. Certain cards provide rewards for shopping and travelling, and others can be used to increase your business’s credit.
There are a myriad of credit card issuers that you can select from, including Chase. However, you should consider how you will utilize a specific credit card. It is important to select a business credit card that will meet your specific requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card a great option. The card is a good option for earning rewards for various purchase categories and even covers employees’ mobile phone expenses.