If you’re thinking of creating your own business, the most important question is “Can I get my business credit card?” The answer is a resounding yes however the process of getting an official business credit card can be overwhelming and confusing. Here are a few points you should be aware of about the process of obtaining credit card.
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Brex provides a range of financial services like corporate credit cards, spend management and expense management software. It provides an all-in-one financial solution for startups.
The Brex Card, also referred to as Brex for Startups is a credit card designed to help start-ups build their credit history. The applicants don’t have to pay interest or need to provide an individual guarantee. Instead, applicants are evaluated based on their company’s business model and spending habits.
Credit limits of up 100 percent are permitted for applicants. This limit is determined by the amount the customer has in their Brex Cash account. Every day the Brex Card draws from the account to determine its limit for spending.
You can earn valuable rewards by using a Brex Corporate credit card. For example, you can earn four points when you travel booked through Brex Travel. You can also receive three points for dining.
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Capital on Tap
Capital on Tap is a complete small business credit card as well as a spending management system. The card comes with a host of benefits, including a fixed 1.5 percent cash-back rate on all purchases. There are no annual charges, and the card does not have other requirements other than having a credit score of at least.
For a startup business benefiting from a business credit card with low interest could be very appealing. A business credit card that comes with additional protection may be an option.
A business credit card with a low-interest rate are extremely convenient since you’re not juggling the hassle of managing multiple credit cards or worrying about how much you can manage each month. This is particularly true if you are planning to finance significant expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred card is one of the top business credit cards for startup businesses. It provides many benefits, including a high sign up bonus along with purchase protection, as well as travel perks. However, it has some disadvantages.
The Ink Business Preferred Card isn’t the perfect card, but it isn’t insignificant. There are no introductory APR promotions and the spending limit might not be suitable for your business. Furthermore, it’s not the most generous points-earning feature.
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On the other side however, the Ink Business Preferred Card offers a lot of other useful features, including liability coverage, primary car rental coverage, and a shopping protection. If you’re a small-sized business owner, you’ll definitely enjoy these benefits.
Additionally it is worth noting that the Ink Business Preferred Card is a great method to earn points. Spend in certain categories and earn 3 points for every dollar. For instance, if charge $500 on purchases to your card in the first three months, you’ll get an initial bonus of 100,000 points.
Divvy is an excellent choice for startup business owners seeking an enterprise card. This type of credit card provides a range of benefits and features. It also allows you to monitor your business expenses.
Divvy works with external accounting software and enables users to easily view the financial expenses. The program allows you to create a budget, restrict spending and even request money. Additionally, Divvy lets you set an amount of money you can spend for your employees.
Divvy also offers a corporate credit card. These cards assess your business finances and assist you to decide how much money you’ll need to invest every month. In contrast to traditional business credit cards, Divvy does not require personal guarantees.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s important to understand the company’s rate before applying.
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Chase Ultimate Rewards
Business credit cards can be used to secure the best rates of interest for business loans. They also offer rewards. For instance, a Chase Ultimate Rewards business credit card offers bonus points that can be converted into cash back. Certain cards provide rewards for purchases and travel, while others can be used to boost your credit score.
In addition to the top business credit cards offered by Chase, there are other credit card issuers are available to. It is important to consider the way you intend to use the credit card. It is important to select the best business credit card that meets your particular needs.
The Ink Business Preferred(r) Credit Card is a great option for a small business owner. This card is a great way to earn rewards on various purchase categories as well as covers cell phone bills.