For those who are starting an enterprise, one of the most important questions they’ll have to answer is “Can I get a business credit card?” The answer is yes however, the process of obtaining an official business credit card can be a bit overwhelming and confusing. Here are some things you need to know about the process of obtaining credit card.
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Brex offers a variety of financial products, including corporate credit cards along with spend management and expense management software. Brex offers a comprehensive financial solution for startups.
The Brex Card, also known as Brex for Startups, is a credit card that can help entrepreneurs build credit histories. The applicants don’t have to pay interest and don’t have to offer an individual guarantee. Rather, applicants are evaluated by the business model of the company and spending habits.
Customers can get up to 100 percent credit. This limit is by the amount of money in a customer’s Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
You can earn rewarding rewards by using a Brex Corporate credit card. For instance, you can get four points on travel booked through Brex Travel. Additionally, you can earn three points when dining out.
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Capital on Tap
Capital on Tap is a one-stop small business credit card and a spend management system. It offers a wide range of benefits, including a simple 1.5 percent cashback on all purchases. The card has no annual fees and doesn’t have any other requirements other than having a high credit score.
For a startup business benefiting from a business credit card with low interest could be very appealing. It is also possible to look into a business credit card that offers additional protection.
A low-interest business credit cards are very convenient because you’re not burdened with the stress of managing multiple cards or worrying about the amount of money you’ll have to pay each month. This is particularly true if you are looking to finance large expenses.
Ink Business Preferred Credit Card
The Ink Business Preferred Card is one of the most well-known business credit cards for new businesses. It has many benefits, including a high sign-up bonus, purchase protection, along with travel perks. However, it does have some disadvantages.
The Ink Business Preferred Card may not be the perfect choice for your business. There are no introductory APR offers and the spending limit might not be suitable for your company. Furthermore, it’s not the most generous points-earning feature.
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The Ink Business Preferred Card, however provides a range of useful features, including liability coverage as well as primary coverage for car rentals shopping protection, as well as primary coverage for rental cars. These benefits are perfect for small-scale business owners.
Additionally it is worth noting that the Ink Business Preferred Card is a great way to earn points. Spend in specific categories and you’ll earn three points per dollar. For instance, if make a purchase of $500 to your credit card during the first three months, you’ll get a welcome bonus of 100,000 points.
If you’re a new business owner looking for a business credit card you might want to think about Divvy. The card comes with a range of benefits and features. It also allows you to keep track of your business expenses.
Divvy works with external accounting software and enables users to quickly view financial expenses. The program allows you to set a budget, limit spending, and request funds. It also lets you set an amount of money you can spend for your employees.
Divvy also has corporate cards. These cards evaluate your business financial situation and help you determine how much you should spend every month. Divvy does not require personal guarantees, unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. It is important to find out the interest rate for the company before you make an application.
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Chase Ultimate Rewards
Business credit cards offer an opportunity to secure the best interest rates on business loans, and they can also offer useful rewards. For example, a Chase Ultimate Rewards business credit card gives you bonus points that can be converted into cash. Certain cards provide rewards for travel and shopping, while others can be used to boost your credit score.
There are a myriad of credit card issuers to choose from, including Chase. However, you should think about the manner in which you make use of a specific credit card. It is vital to find the right business credit card to meet your requirements.
Small business owners will find the Ink Business Preferred(r) Credit Card an excellent option. This card is a great way to earn rewards on a variety of purchase categories and even covers cell phone bills.