If you’re thinking of starting your own business, the first important thing to consider is “Can I get my business credit card?” Although there is a yes answer, it can be challenging and overwhelming to apply for an enterprise credit card. Here are a few things you need to know about the process of applying for an credit card.
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Brex 30
Brex offers a variety of financial products, including corporate credit cards along with spend management and expense management software. Brex provides a complete financial solution for startups.
The Brex Card, also known as Brex for Startups is a credit card designed to help start-ups build credit histories. Applicants don’t pay interest or provide a personal guarantee. Instead, applicants are assessed by the company’s business model and spending habits.
Credit limits of up 100 percent are permitted for applicants. This limit is determined by the amount of money that a customer has in their Brex Cash account. The Brex Card draws daily from the account to determine its spending limits.
With a Brex Corporate Credit Card you can earn significant rewards on purchases. For instance, you’ll earn four points when you travel booked through Brex Travel. You can also get three points for dining.
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Capital on Tap
Capital on Tap is a small business credit card that can also be used as a spending management tool. The card offers a variety of advantages, including a fixed 1.5 percent cashback rate on all purchases. There are no annual charges, and the card doesn’t have any other requirements except for having a credit score of at least.
If you are a new business one of the advantages of using the low-interest business credit cards could be very appealing. You may also consider a business credit card that provides additional security.
Business credit cards with low interest are very convenient because you don’t have to worry of managing multiple cards or worrying about how much money you’ll be able to afford each month. This is particularly important if you’re trying to finance major expenditures.
Ink Business Preferred credit card
The Ink Business Preferred Card is one of the most popular business credit cards designed for entrepreneurs. It offers many advantages, such as a huge sign up bonus, purchase protection, as well as travel benefits. It has some downsides.
The Ink Business Preferred Card may not be ideal. There aren’t any initial APR offers and the spending limit may not be appropriate for your company. Moreover, it’s not the most generous points-earning option.
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On the other hand the Ink Business Preferred Card offers numerous other useful features, such as liability insurance in addition to primary car rental insurance and a shopping protection. These benefits are ideal for small business owners.
The Ink Business Preferred Card is another great method to earn points. Spend in certain categories , and you’ll earn 3 points for every dollar. In this case for example, if you spend $500 on purchases made with your card within the first three months, you will receive a 100,000-point welcome bonus.
Divide
If you’re a startup business owner looking for an enterprise credit card, you may want to consider Divvy. This type of card comes with a range of benefits and features. You can also monitor your business expenses with this card.
Divvy can be used with accounting software, allowing users to view their the financial expenses. You can create a budget, set limits, and request funds. Additionally, Divvy lets you set the spending limit for your employees.
Divvy also offers corporate cards. These cards assess your business financial situation and help you determine how much you’ll need to invest each month. Divvy does not require personal guarantees unlike traditional business credit cards.
However, Divvy doesn’t disclose interest rates on its website. Therefore, it’s crucial to be aware of the company’s rates before you apply.
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Chase Ultimate Rewards
Business credit cards can be an opportunity to secure the highest interest rates for business loans, and they are also able to provide useful rewards. Chase Ultimate Rewards business credit cards are a great way to earn bonus points that can be converted into cash back. Certain cards provide rewards for purchases and travel as well as others that are able to help build your credit score.
Apart from the top business credit cards from Chase but there are many other credit card issuers that you can use. But, you must consider how you will utilize a specific credit card. It is vital to locate the best business credit card that meets your requirements.
Small business owners will find the Ink Business Preferred(r), Credit Card an excellent option. This card offers solid rewards on a variety of purchase categories, and it even will pay for employees’ cell phone bills.